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Back in 2014, spending $500,000 on a house was generally reserved for high earners. The typical U.S. home sold for $159,000, while starter homes averaged just $101,000. Fast-forward to today, and prices have more than doubled: A home now sells for $440,000, with starter homes approaching $300,000. 

These current prices have put homeownership out of reach for many – and things don't look to be improving. Prices are still , affordability keeps dropping, and are becoming harder to find as home values . This has created a very sluggish and difficult housing market. In fact, even the usual busy spring and summer buying seasons were this year.

While $500,000 once stretched much further, in many cities today, it's not nearly enough. But what about Lake Havasu City?

To find out, found listings near the $500,000 mark to see what types of homes you can actually afford in Lake Havasu City right now. Listings below $500,000 were included if necessary.

1332 Riverfront Dr, Bullhead City, AZ 86442
- Price: $499,900
- 5 bedrooms, 3.5 bathrooms
- Square feet: 2,959
- See 1332 Riverfront Dr, Bullhead City, AZ 86442 on

2003 E Wagon Wheel Ln, Fort Mohave, AZ 86426
- Price: $499,000
- 4 bedrooms, 3 bathrooms
- Square feet: 2,580
- See 2003 E Wagon Wheel Ln, Fort Mohave, AZ 86426 on

3575 Whitecap Dr, Lake Havasu City, AZ 86406
- Price: $499,900
- 4 bedrooms, 3 bathrooms
- Square feet: 2,442
- See 3575 Whitecap Dr, Lake Havasu City, AZ 86406 on

2057 Jo Ann Ave, Bullhead City, AZ 86442
- Price: $499,000
- 4 bedrooms, 2.8 bathrooms
- Square feet: 2,306
- See 2057 Jo Ann Ave, Bullhead City, AZ 86442 on

2818 Weekender Ln, Lake Havasu City, AZ 86403
- Price: $499,000
- 4 bedrooms, 1.8 bathrooms
- Square feet: 2,069
- See 2818 Weekender Ln, Lake Havasu City, AZ 86403 on

150 Viscount Ln, Lake Havasu City, AZ 86403
- Price: $499,000
- 4 bedrooms, 1.8 bathrooms
- Square feet: 1,700
- See 150 Viscount Ln, Lake Havasu City, AZ 86403 on

3852 Solar Dr, Lake Havasu City, AZ 86406
- Price: $499,900
- 4 bedrooms, 1.8 bathrooms
- Square feet: 1,404
- See 3852 Solar Dr, Lake Havasu City, AZ 86406 on

1328 Hummingbird Pl, Bullhead City, AZ 86442
- Price: $499,900
- 3 bedrooms, 2.5 bathrooms
- Square feet: 3,172
- See 1328 Hummingbird Pl, Bullhead City, AZ 86442 on

7472 E Sawmill Dr, Kingman, AZ 86401
- Price: $499,500
- 3 bedrooms, 2.5 bathrooms
- Square feet: 2,592
- See 7472 E Sawmill Dr, Kingman, AZ 86401 on

6351 S 7270 St, Oatman, AZ 86433
- Price: $499,900
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,768
- See 6351 S 7270 St, Oatman, AZ 86433 on

3856 Mission Dr N, Lake Havasu City, AZ 86406
- Price: $499,900
- 3 bedrooms, 2.3 bathrooms
- Square feet: 1,881
- See 3856 Mission Dr N, Lake Havasu City, AZ 86406 on

3575 Bluecrest Dr, Lake Havasu City, AZ 86406
- Price: $499,900
- 3 bedrooms, 2.3 bathrooms
- Square feet: 1,721
- See 3575 Bluecrest Dr, Lake Havasu City, AZ 86406 on

2459 N Ridge Ave, Bullhead City, AZ 86429
- Price: $499,000
- 3 bedrooms, 2 bathrooms
- Square feet: 2,905
- See 2459 N Ridge Ave, Bullhead City, AZ 86429 on

200 White Oak Dr, Lake Havasu City, AZ 86403
- Price: $499,000
- 3 bedrooms, 2 bathrooms
- Square feet: 2,188
- See 200 White Oak Dr, Lake Havasu City, AZ 86403 on

2020 E Los Lagos Dr, Fort Mohave, AZ 86426
- Price: $499,000
- 3 bedrooms, 2 bathrooms
- Square feet: 2,124
- See 2020 E Los Lagos Dr, Fort Mohave, AZ 86426 on

1009 Heritage Dr, Bullhead City, AZ 86429
- Price: $499,900
- 3 bedrooms, 2 bathrooms
- Square feet: 2,044
- See 1009 Heritage Dr, Bullhead City, AZ 86429 on

6083 S Greenhorn Dr, Fort Mohave, AZ 86426
- Price: $499,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,880
- See 6083 S Greenhorn Dr, Fort Mohave, AZ 86426 on

2706 Sanctuary Dr, Bullhead City, AZ 86442
- Price: $499,999
- 3 bedrooms, 2 bathrooms
- Square feet: 1,862
- See 2706 Sanctuary Dr, Bullhead City, AZ 86442 on

2329 Hyde Park Ave, Lake Havasu City, AZ 86404
- Price: $499,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,714
- See 2329 Hyde Park Ave, Lake Havasu City, AZ 86404 on

3665 Pelican Pl, Lake Havasu City, AZ 86406
- Price: $499,999
- 3 bedrooms, 2 bathrooms
- Square feet: 1,618
- See 3665 Pelican Pl, Lake Havasu City, AZ 86406 on

3645 Parkview Dr, Lake Havasu City, AZ 86406
- Price: $499,900
- 3 bedrooms, 2 bathrooms
- Square feet: 1,239
- See 3645 Parkview Dr, Lake Havasu City, AZ 86406 on

2335 Palo Verde Blvd N, Lake Havasu City, AZ 86404
- Price: $499,000
- 3 bedrooms, 1.8 bathrooms
- Square feet: 1,920
- See 2335 Palo Verde Blvd N, Lake Havasu City, AZ 86404 on

32 Cypress Point Dr N, Mohave Valley, AZ 86440
- Price: $499,900
- 3 bedrooms, 1.8 bathrooms
- Square feet: 1,882
- See 32 Cypress Point Dr N, Mohave Valley, AZ 86440 on

2439 Dawn Dr, Lake Havasu City, AZ 86404
- Price: $499,000
- 3 bedrooms, 1.8 bathrooms
- Square feet: 1,555
- See 2439 Dawn Dr, Lake Havasu City, AZ 86404 on

3040 Gypsy Dr, Lake Havasu City, AZ 86406
- Price: $499,000
- 3 bedrooms, 1.8 bathrooms
- Square feet: 1,517
- See 3040 Gypsy Dr, Lake Havasu City, AZ 86406 on

6455 E Crumb Rd, Kingman, AZ 86401
- Price: $499,900
- 3 bedrooms, 1.8 bathrooms
- Square feet: 1,440
- See 6455 E Crumb Rd, Kingman, AZ 86401 on

3381 Silver Arrow Dr, Lake Havasu City, AZ 86406
- Price: $499,000
- 3 bedrooms, 1.8 bathrooms
- Square feet: 1,366
- See 3381 Silver Arrow Dr, Lake Havasu City, AZ 86406 on

8245 S Green Valley Rd, Mohave Valley, AZ 86440
- Price: $499,900
- 2 bedrooms, 3.5 bathrooms
- Square feet: 1,745
- See 8245 S Green Valley Rd, Mohave Valley, AZ 86440 on

5353 S Turquoise Rd, Golden Valley, AZ 86413
- Price: $499,000
- 2 bedrooms, 2 bathrooms
- Square feet: 2,038
- See 5353 S Turquoise Rd, Golden Valley, AZ 86413 on