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- 90/10 ratio in 2015: 4.3
- Median household income: $29,388
- Households making over $75,000: 12.8%
- Households making less than $35,000: 57.2%

This small city on Lake Michigan’s western shore with thriving lumber, shipping, and manufacturing industries. But those industries declined, and today Muskegon has an unemployment rate that is more than twice as high as the national jobless rate.

- 90/10 ratio in 2015: 4.2
- Median household income: $35,802
- Households making over $75,000: 17.7%
- Households making less than $35,000: 49.2%

, situated in the far northwest part of the state on the south shore of Lake Erie. It is a port and industrial center, but its importance in the shipping of steel has declined.

- 90/10 ratio in 2015: 4.2
- Median household income: $41,483
- Households making over $75,000: 23.2%
- Households making less than $35,000: 43.1%

A city in the Blue Ridge Mountains, Roanoke is home to Hollins University and other higher education facilities. Compared with surrounding areas, its population has been growing of late. One explanation is that created new housing.

- 90/10 ratio in 2015: 4.2
- Median household income: $42,092
- Households making over $75,000: 23.0%
- Households making less than $35,000: 40.7%

Located in central Washington state, . Its orchards of apples, pears, and peaches have long created low-skilled, low-paid, seasonal jobs. The city also has been promoting its growing .

- 90/10 ratio in 2015: 4.2
- Median household income: $47,236
- Households making over $75,000: 33.0%
- Households making less than $35,000: 38.4%

Columbia is home to the University of Missouri and two smaller colleges, and its is the education industry. , as is the city's cost of living.

- 90/10 ratio in 2015: 4.2
- Median household income: $47,351
- Households making over $75,000: 19.4%
- Households making less than $35,000: 46.5%

The Deltona-Daytona Beach, Fla., region is in the nation, according to a 2019 study by MagnifyMoney. But the Central Florida cities also have one of the nation’s highest housing foreclosure rates:  housing units.

- 90/10 ratio in 2015: 4.2
- Median household income: $51,164
- Households making over $75,000: 28.3%
- Households making less than $35,000: 32.1%

Much of the , northwest of Nashville, Tenn., along the Kentucky border, is linked to Fort Campbell, a U.S. Army base. The city has seen its job market increase and is expected to be strong.

- 90/10 ratio in 2015: 4.2
- Median household income: $52,214
- Households making over $75,000: 22.8%
- Households making less than $35,000: 45.6%

The New York state cities of Utica and Rome sit along the Erie Canal that was historically critical to the area’s economy, linking Buffalo to Albany where it met the Hudson River with access to New York City. Today, Rome is the site of a men’s state prison, and . Utica scores among the most distressed cities in the nation, based on such factors as low education rates, unoccupied houses, poverty, and the number of adults without jobs.

- 90/10 ratio in 2015: 4.1
- Median household income: $39,238
- Households making over $75,000: 21.9%
- Households making less than $35,000: 45.4%

 and considered the capital of Florida’s thoroughbred industry. The Ocala metro area recently has had one of the fastest annual in the country in education and health services.

- 90/10 ratio in 2015: 4.1
- Median household income: $48,079
- Households making over $75,000: 22.2%
- Households making less than $35,000: 45.0%

Sitting amid hardwood forests at the base of the Blue Ridge Mountains, the Hickory-Lenoir-Morganton area of North Carolina was historically a furniture-making center. Today,  are a major draw. A run by Corning Optical is a major employer.

- 90/10 ratio in 2015: 4.1
- Median household income: $56,678
- Households making over $75,000: 30.6%
- Households making less than $35,000: 34.2%

The Oshkosh-Neenah area, comprised of the separate cities of Oshkosh and Neenah in northwestern Wisconsin, was recently named a to live. The cities boast a healthy number of production, material moving, and health care-support jobs, low unemployment, and a median household income just below the national average of $59,039.

- 90/10 ratio in 2015: 4.0
- Median household income: $40,260
- Households making over $75,000: 23.6%
- Households making less than $35,000: 43.9%

°Â²¹³Ü²õ²¹³Ü’s . An often-mentioned drawback of this Wisconsin city is its cold and snowy winters, although it has become a hub for sports, such as curling, and recreation, such as snowmobiling.

- 90/10 ratio in 2015: 4.0
- Median household income: $44,710
- Households making over $75,000: 22.3%
- Households making less than $35,000: 37.5%

Located on the western shore of Lake Michigan, Sheboygan was a . These days, a major employer is Kohler Co., a well-known maker of plumbing fixtures.

- 90/10 ratio in 2015: 4.0
- Median household income: $45,853
- Households making over $75,000: 26.5%
- Households making less than $35,000: 38.0%

A in Fort Wayne, Ind., employed more than 40% of the city’s population in its heyday. Today, a major source of jobs is a General Motors Co. assembly plant that employs fewer than 4,000 workers.

- 90/10 ratio in 2015: 3.9
- Median household income: $23,636
- Households making over $75,000: 7.5%
- Households making less than $35,000: 65.4%

Known for a devastating flood in 1889 that killed more than 2,200 people, Johnstown, Penn., was once a steel-making powerhouse. But the city , and its unemployment rate is high. Its job growth over the next 10 years is predicted to be low.