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Back in 2014, spending $500,000 on a house was generally reserved for high earners. The typical U.S. home sold for $159,000, while starter homes averaged just $101,000. Fast-forward to today, and prices have more than doubled: A home now sells for $440,000, with starter homes approaching $300,000. 

These current prices have put homeownership out of reach for many – and things don't look to be improving. Prices are still , affordability keeps dropping, and are becoming harder to find as home values . This has created a very sluggish and difficult housing market. In fact, even the usual busy spring and summer buying seasons were this year.

While $500,000 once stretched much further, in many cities today, it's not nearly enough. But what about Madera?

To find out, found listings near the $500,000 mark to see what types of homes you can actually afford in Madera right now. Listings below $500,000 were included if necessary.

40570 Griffin Dr, Oakhurst, CA 93644
- Price: $499,000
- 5 bedrooms, 3.5 bathrooms
- Square feet: 4,351
- See 40570 Griffin Dr, Oakhurst, CA 93644 on

1413 La Quinta Way, Madera, CA 93638
- Price: $489,950
- 5 bedrooms, 3 bathrooms
- Square feet: 2,398
- See 1413 La Quinta Way, Madera, CA 93638 on

43867 Trabuco Ct, Coarsegold, CA 93614
- Price: $495,950
- 4 bedrooms, 4 bathrooms
- Square feet: 2,800
- See 43867 Trabuco Ct, Coarsegold, CA 93614 on

35859 Road 222, Wishon, CA 93669
- Price: $495,000
- 4 bedrooms, 4 bathrooms
- Square feet: 1,750
- See 35859 Road 222, Wishon, CA 93669 on

37249 Avenue 12 1/4, Madera, CA 93636
- Price: $499,000
- 4 bedrooms, 3 bathrooms
- Square feet: 2,285
- See 37249 Avenue 12 1/4, Madera, CA 93636 on

31076 Hogans Mountain Rd, Coarsegold, CA 93614
- Price: $500,000
- 4 bedrooms, 3 bathrooms
- Square feet: 2,234
- See 31076 Hogans Mountain Rd, Coarsegold, CA 93614 on

41028 Shandee Ln, Ahwahnee, CA 93601
- Price: $499,999
- 4 bedrooms, 3 bathrooms
- Square feet: 2,210
- See 41028 Shandee Ln, Ahwahnee, CA 93601 on

4254 Oak Knoll Rd, Madera, CA 93636
- Price: $498,000
- 4 bedrooms, 3 bathrooms
- Square feet: 2,205
- See 4254 Oak Knoll Rd, Madera, CA 93636 on

4369 Horizon Dr, Madera, CA 93636
- Price: $499,000
- 4 bedrooms, 3 bathrooms
- Square feet: 2,205
- See 4369 Horizon Dr, Madera, CA 93636 on

47180 Lookout Mountain Dr, Coarsegold, CA 93614
- Price: $499,800
- 4 bedrooms, 3 bathrooms
- Square feet: 2,168
- See 47180 Lookout Mountain Dr, Coarsegold, CA 93614 on

50740 Chu Ranch Rd, Oakhurst, CA 93644
- Price: $499,000
- 4 bedrooms, 3 bathrooms
- Square feet: 1,600
- See 50740 Chu Ranch Rd, Oakhurst, CA 93644 on

41070 Lilley Mountain Dr, Coarsegold, CA 93614
- Price: $500,000
- 4 bedrooms, 2 bathrooms
- Square feet: 1,880
- See 41070 Lilley Mountain Dr, Coarsegold, CA 93614 on

30840 Badger Ct, Coarsegold, CA 93614
- Price: $495,000
- 3 bedrooms, 3 bathrooms
- Square feet: 2,385
- See 30840 Badger Ct, Coarsegold, CA 93614 on

849 Livio Way, Madera, CA 93636
- Price: $499,999
- 3 bedrooms, 3 bathrooms
- Square feet: 2,142
- See 849 Livio Way, Madera, CA 93636 on

332 Peters Ln S, Madera, CA 93636
- Price: $499,999
- 3 bedrooms, 3 bathrooms
- Square feet: 2,027
- See 332 Peters Ln S, Madera, CA 93636 on

1161 Maclure Ave W, Madera, CA 93636
- Price: $499,990
- 3 bedrooms, 2.5 bathrooms
- Square feet: 2,044
- See 1161 Maclure Ave W, Madera, CA 93636 on

4115 Bella Vista St, Chowchilla, CA 93610
- Price: $489,000
- 3 bedrooms, 2 bathrooms
- Square feet: 2,360
- See 4115 Bella Vista St, Chowchilla, CA 93610 on

34662 Bonadelle Ave, Madera, CA 93636
- Price: $499,900
- 3 bedrooms, 2 bathrooms
- Square feet: 2,196
- See 34662 Bonadelle Ave, Madera, CA 93636 on

1207 Via Valencia Dr, Madera, CA 93637
- Price: $498,950
- 3 bedrooms, 2 bathrooms
- Square feet: 2,130
- See 1207 Via Valencia Dr, Madera, CA 93637 on

32413 Chickasaw Rd, Coarsegold, CA 93614
- Price: $499,999
- 3 bedrooms, 2 bathrooms
- Square feet: 2,117
- See 32413 Chickasaw Rd, Coarsegold, CA 93614 on

36659 Douglas Ranger Station Rd, North Fork, CA 93643
- Price: $489,900
- 3 bedrooms, 2 bathrooms
- Square feet: 2,100
- See 36659 Douglas Ranger Station Rd, North Fork, CA 93643 on

1193 Magnolia Ct W, Madera, CA 93636
- Price: $495,650
- 3 bedrooms, 2 bathrooms
- Square feet: 1,956
- See 1193 Magnolia Ct W, Madera, CA 93636 on

45555 Lauri Ln, Oakhurst, CA 93644
- Price: $495,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,890
- See 45555 Lauri Ln, Oakhurst, CA 93644 on

574 Expedition Way, Madera, CA 93636
- Price: $489,900
- 3 bedrooms, 2 bathrooms
- Square feet: 1,787
- See 574 Expedition Way, Madera, CA 93636 on

47517 Road 200, O Neals, CA 93645
- Price: $499,999
- 3 bedrooms, 2 bathrooms
- Square feet: 1,728
- See 47517 Road 200, O Neals, CA 93645 on

30550 Avenue 20 1/2, Madera, CA 93638
- Price: $499,999
- 3 bedrooms, 2 bathrooms
- Square feet: 1,700
- See 30550 Avenue 20 1/2, Madera, CA 93638 on

50705 Pineview Ct, Oakhurst, CA 93644
- Price: $499,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,683
- See 50705 Pineview Ct, Oakhurst, CA 93644 on

17063 Anaconda Rd, Madera, CA 93636
- Price: $495,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,330
- See 17063 Anaconda Rd, Madera, CA 93636 on

723 Washington Ave, Madera, CA 93638
- Price: $489,500
- 3 bedrooms, 0.5 bathrooms
- Square feet: 888
- See 723 Washington Ave, Madera, CA 93638 on

34734 Avenue 13 1/2, Madera, CA 93636
- Price: $498,000
- 2 bedrooms, 1.5 bathrooms
- Square feet: 1,580
- See 34734 Avenue 13 1/2, Madera, CA 93636 on