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Back in 2014, spending $500,000 on a house was generally reserved for high earners. The typical U.S. home sold for $159,000, while starter homes averaged just $101,000. Fast-forward to today, and prices have more than doubled: A home now sells for $440,000, with starter homes approaching $300,000. 

These current prices have put homeownership out of reach for many – and things don't look to be improving. Prices are still , affordability keeps dropping, and are becoming harder to find as home values . This has created a very sluggish and difficult housing market. In fact, even the usual busy spring and summer buying seasons were this year.

While $500,000 once stretched much further, in many cities today, it's not nearly enough. But what about Sacramento?

To find out, found listings near the $500,000 mark to see what types of homes you can actually afford in Sacramento right now. Listings below $500,000 were included if necessary.

3068 Goldenvue Walk, Sacramento, CA 95833
- Price: $500,000
- 4 bedrooms, 3.5 bathrooms
- Square feet: 2,001
- See 3068 Goldenvue Walk, Sacramento, CA 95833 on

7600 Clement Cir, Sacramento, CA 95828
- Price: $499,990
- 4 bedrooms, 3 bathrooms
- Square feet: 1,829
- See 7600 Clement Cir, Sacramento, CA 95828 on

3657 El Dala Ln, Sacramento, CA 95834
- Price: $500,000
- 4 bedrooms, 3 bathrooms
- Square feet: 1,575
- See 3657 El Dala Ln, Sacramento, CA 95834 on

200 Dragonfly Cir, Sacramento, CA 95834
- Price: $499,999
- 4 bedrooms, 2.5 bathrooms
- Square feet: 1,776
- See 200 Dragonfly Cir, Sacramento, CA 95834 on

320 Regency Park Cir, Sacramento, CA 95835
- Price: $499,999
- 4 bedrooms, 2 bathrooms
- Square feet: 1,934
- See 320 Regency Park Cir, Sacramento, CA 95835 on

4219 Sharwood Way, Carmichael, CA 95608
- Price: $499,999
- 4 bedrooms, 2 bathrooms
- Square feet: 1,778
- See 4219 Sharwood Way, Carmichael, CA 95608 on

2000 Juliesse Ave, Sacramento, CA 95821
- Price: $499,999
- 4 bedrooms, 2 bathrooms
- Square feet: 1,209
- See 2000 Juliesse Ave, Sacramento, CA 95821 on

3063 Eagle Chase Walk, Sacramento, CA 95833
- Price: $500,000
- 3 bedrooms, 3.5 bathrooms
- Square feet: 2,001
- See 3063 Eagle Chase Walk, Sacramento, CA 95833 on

8001 Northstar Dr, Truckee, CA 96161
- Price: $500,000
- 3 bedrooms, 3.5 bathrooms
- Square feet: 1,874
- See 8001 Northstar Dr, Truckee, CA 96161 on

10 Carova Beach Pl, Sacramento, CA 95835
- Price: $499,999
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,813
- See 10 Carova Beach Pl, Sacramento, CA 95835 on

1967 Hawkins Ct, Woodland, CA 95776
- Price: $499,999
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,796
- See 1967 Hawkins Ct, Woodland, CA 95776 on

7747 Deer Mouse Way, Sacramento, CA 95829
- Price: $499,999
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,685
- See 7747 Deer Mouse Way, Sacramento, CA 95829 on

3522 Pelican Ct, West Sacramento, CA 95691
- Price: $499,995
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,559
- See 3522 Pelican Ct, West Sacramento, CA 95691 on

237 Sunnyside Dr, Colfax, CA 95713
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 2,592
- See 237 Sunnyside Dr, Colfax, CA 95713 on

3030 Stanton Cir, Carmichael, CA 95608
- Price: $499,999
- 3 bedrooms, 2 bathrooms
- Square feet: 1,577
- See 3030 Stanton Cir, Carmichael, CA 95608 on

9580 Grizzly Flat Rd, Grizzly Flats, CA 95636
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,532
- See 9580 Grizzly Flat Rd, Grizzly Flats, CA 95636 on

5295 Rooster Ln, Somerset, CA 95684
- Price: $499,999
- 3 bedrooms, 2 bathrooms
- Square feet: 1,466
- See 5295 Rooster Ln, Somerset, CA 95684 on

3109 Briw Ridge Rd, Placerville, CA 95667
- Price: $499,990
- 3 bedrooms, 2 bathrooms
- Square feet: 1,440
- See 3109 Briw Ridge Rd, Placerville, CA 95667 on

8321 Scrub Oak Way, Antelope, CA 95843
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,381
- See 8321 Scrub Oak Way, Antelope, CA 95843 on

1585 Alicia Way, Sacramento, CA 95835
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,358
- See 1585 Alicia Way, Sacramento, CA 95835 on

5221 Tucson Cir, Fair Oaks, CA 95628
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,265
- See 5221 Tucson Cir, Fair Oaks, CA 95628 on

5325 Flagstone St, Carmichael, CA 95608
- Price: $499,999
- 3 bedrooms, 2 bathrooms
- Square feet: 1,152
- See 5325 Flagstone St, Carmichael, CA 95608 on

7075 Mount Ralston Rd, Twin Bridges, CA 95735
- Price: $500,000
- 3 bedrooms, 1 bathroom
- Square feet: 1,352
- See 7075 Mount Ralston Rd, Twin Bridges, CA 95735 on

831 Auburn Ravine Rd, Auburn, CA 95603
- Price: $500,000
- 2 bedrooms, 2.5 bathrooms
- Square feet: 1,744
- See 831 Auburn Ravine Rd, Auburn, CA 95603 on

9964 Stirling Park Dr, Sacramento, CA 95827
- Price: $500,000
- 2 bedrooms, 2 bathrooms
- Square feet: 1,571
- See 9964 Stirling Park Dr, Sacramento, CA 95827 on

7217 School House Ln, Roseville, CA 95747
- Price: $499,999
- 2 bedrooms, 2 bathrooms
- Square feet: 1,476
- See 7217 School House Ln, Roseville, CA 95747 on

3780 Kos Island Ave, Sacramento, CA 95834
- Price: $500,000
- 2 bedrooms, 2 bathrooms
- Square feet: 1,470
- See 3780 Kos Island Ave, Sacramento, CA 95834 on

4009 Crete Island Ln, Sacramento, CA 95834
- Price: $500,000
- 2 bedrooms, 2 bathrooms
- Square feet: 1,433
- See 4009 Crete Island Ln, Sacramento, CA 95834 on

8920 El Cielo Ln, El Dorado Hills, CA 95762
- Price: $500,000
- 2 bedrooms, 2 bathrooms
- Square feet: 1,137
- See 8920 El Cielo Ln, El Dorado Hills, CA 95762 on

4112 57Th St, Sacramento, CA 95820
- Price: $499,999
- 2 bedrooms, 1 bathroom
- Square feet: 925
- See 4112 57Th St, Sacramento, CA 95820 on