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Back in 2014, spending $500,000 on a house was generally reserved for high earners. The typical U.S. home sold for $159,000, while starter homes averaged just $101,000. Fast-forward to today, and prices have more than doubled: A home now sells for $440,000, with starter homes approaching $300,000. 

These current prices have put homeownership out of reach for many – and things don't look to be improving. Prices are still , affordability keeps dropping, and are becoming harder to find as home values . This has created a very sluggish and difficult housing market. In fact, even the usual busy spring and summer buying seasons were this year.

While $500,000 once stretched much further, in many cities today, it's not nearly enough. But what about San Jose?

To find out, found listings near the $500,000 mark to see what types of homes you can actually afford in San Jose right now. Listings below $500,000 were included if necessary.

801 Nash Rd, Hollister, CA 95023
- Price: $498,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,197
- See 801 Nash Rd, Hollister, CA 95023 on

2925 Florence Ave, San Jose, CA 95127
- Price: $499,000
- 3 bedrooms, 1 bathroom
- Square feet: 960
- See 2925 Florence Ave, San Jose, CA 95127 on

5302 Cribari Hts, San Jose, CA 95135
- Price: $495,000
- 2 bedrooms, 2 bathrooms
- Square feet: 1,223
- See 5302 Cribari Hts, San Jose, CA 95135 on

5286 Cribari Hts, San Jose, CA 95135
- Price: $497,000
- 2 bedrooms, 2 bathrooms
- Square feet: 1,223
- See 5286 Cribari Hts, San Jose, CA 95135 on

3598 Payne Ave, San Jose, CA 95117
- Price: $489,000
- 2 bedrooms, 1 bathroom
- Square feet: 910
- See 3598 Payne Ave, San Jose, CA 95117 on

5503 Eagles Ln, San Jose, CA 95123
- Price: $489,000
- 2 bedrooms, 1 bathroom
- Square feet: 903
- See 5503 Eagles Ln, San Jose, CA 95123 on

5558 Judith St, San Jose, CA 95123
- Price: $490,000
- 2 bedrooms, 1 bathroom
- Square feet: 903
- See 5558 Judith St, San Jose, CA 95123 on

5629 Playa Del Rey Ct, San Jose, CA 95123
- Price: $479,995
- 2 bedrooms, 1 bathroom
- Square feet: 903
- See 5629 Playa Del Rey Ct, San Jose, CA 95123 on

400 San Benito St, Hollister, CA 95023
- Price: $499,000
- 2 bedrooms, 1 bathroom
- Square feet: 900
- See 400 San Benito St, Hollister, CA 95023 on

400 San Benito St, Hollister, CA 95023
- Price: $499,000
- 2 bedrooms, 1 bathroom
- Square feet: 900
- See 400 San Benito St, Hollister, CA 95023 on

400 San Benito St, Hollister, CA 95023
- Price: $480,000
- 2 bedrooms, 1 bathroom
- Square feet: 900
- See 400 San Benito St, Hollister, CA 95023 on

597 Valley Forge Way, Campbell, CA 95008
- Price: $500,000
- 2 bedrooms, 1 bathroom
- Square feet: 840
- See 597 Valley Forge Way, Campbell, CA 95008 on

1372 Branham Ln, San Jose, CA 95118
- Price: $498,000
- 2 bedrooms, 1 bathroom
- Square feet: 810
- See 1372 Branham Ln, San Jose, CA 95118 on

224 Coy Dr, San Jose, CA 95123
- Price: $495,000
- 2 bedrooms, 1 bathroom
- Square feet: 810
- See 224 Coy Dr, San Jose, CA 95123 on

1264 Bouret Dr, San Jose, CA 95118
- Price: $490,000
- 2 bedrooms, 1 bathroom
- Square feet: 798
- See 1264 Bouret Dr, San Jose, CA 95118 on

775 Williamsburg Way, Gilroy, CA 95020
- Price: $490,000
- 1 bedroom, 1 bathroom
- Square feet: 921
- See 775 Williamsburg Way, Gilroy, CA 95020 on

14225 Lora Dr, Los Gatos, CA 95032
- Price: $500,000
- 1 bedroom, 1 bathroom
- Square feet: 816
- See 14225 Lora Dr, Los Gatos, CA 95032 on

4681 Albany Cir, San Jose, CA 95129
- Price: $488,888
- 1 bedroom, 1 bathroom
- Square feet: 813
- See 4681 Albany Cir, San Jose, CA 95129 on

4519 Waterville Dr, San Jose, CA 95118
- Price: $499,000
- 1 bedroom, 1 bathroom
- Square feet: 791
- See 4519 Waterville Dr, San Jose, CA 95118 on

4501 Waterville Dr, San Jose, CA 95118
- Price: $499,000
- 1 bedroom, 1 bathroom
- Square feet: 771
- See 4501 Waterville Dr, San Jose, CA 95118 on

2255 Showers Dr, Mountain View, CA 94040
- Price: $488,000
- 1 bedroom, 1 bathroom
- Square feet: 769
- See 2255 Showers Dr, Mountain View, CA 94040 on

1034 Summerplace Dr, San Jose, CA 95122
- Price: $485,000
- 1 bedroom, 1 bathroom
- Square feet: 730
- See 1034 Summerplace Dr, San Jose, CA 95122 on

5457 Makati Cir, San Jose, CA 95123
- Price: $499,000
- 1 bedroom, 1 bathroom
- Square feet: 690
- See 5457 Makati Cir, San Jose, CA 95123 on

3033 Kaiser Dr, Santa Clara, CA 95051
- Price: $499,999
- 1 bedroom, 1 bathroom
- Square feet: 680
- See 3033 Kaiser Dr, Santa Clara, CA 95051 on

680 Teatree Ct, San Jose, CA 95128
- Price: $485,000
- 1 bedroom, 1 bathroom
- Square feet: 658
- See 680 Teatree Ct, San Jose, CA 95128 on

1700 Civic Center Dr, Santa Clara, CA 95050
- Price: $499,000
- 1 bedroom, 1 bathroom
- Square feet: 646
- See 1700 Civic Center Dr, Santa Clara, CA 95050 on

505 Cypress Point Dr, Mountain View, CA 94043
- Price: $499,000
- 1 bedroom, 1 bathroom
- Square feet: 645
- See 505 Cypress Point Dr, Mountain View, CA 94043 on

5701 Makati Cir, San Jose, CA 95123
- Price: $479,000
- 1 bedroom, 1 bathroom
- Square feet: 552
- See 5701 Makati Cir, San Jose, CA 95123 on

2106 La Terrace Cir, San Jose, CA 95123
- Price: $498,000
- 1 bedroom, 1 bathroom
- Square feet: 543
- See 2106 La Terrace Cir, San Jose, CA 95123 on

2305 La Terrace Cir, San Jose, CA 95123
- Price: $498,000
- 1 bedroom, 1 bathroom
- Square feet: 543
- See 2305 La Terrace Cir, San Jose, CA 95123 on