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Homebuyers and sellers are navigating a slow and expensive housing market, with rising prices and stagnant demand on the sidelines. This comes amid rising and growing . But luxury homes—multimillion-dollar estates, sleek penthouses, and one-of-a-kind custom builds—are , even as most buyers pull back.

Most people can't afford high-end homes, although they're still fun to dream about. So, to highlight where luxury real estate is commanding the highest prices, Redfin analyzed the most expensive neighborhoods in the Santa Cruz metro area—and showcased a few of the area's standout listings (when possible).

Note: Redfin's analysis focused on metro areas, meaning some neighborhoods fell within smaller nearby cities. Listings and data were gathered on October 15, 2025.

#1. Westlake (Santa Cruz, CA)

260 High St, Santa Cruz, CA 95060
- List price: $480,000
- Beds: 1 | Baths: 1 | Square feet: 522
- See 260 High St, Santa Cruz, CA 95060 on

309 Village Cir, Santa Cruz, CA 95060
- List price: $1,435,000
- Beds: 3 | Baths: 2.5 | Square feet: 1,902
- See 309 Village Cir, Santa Cruz, CA 95060 on

350 Highland Ave, Santa Cruz, CA 95060
- List price: $2,899,750
- Beds: 4 | Baths: 2.5 | Square feet: 2,830
- See 350 Highland Ave, Santa Cruz, CA 95060 on

449 High St, Santa Cruz, CA 95060
- List price: $1,425,000
- Beds: 2 | Baths: 1.5 | Square feet: 1,220
- See 449 High St, Santa Cruz, CA 95060 on

#2. Upper Seabright (Santa Cruz, CA)

1122 Seabright Ave, Santa Cruz, CA 95062
- List price: $1,195,000
- Beds: 3 | Baths: 1 | Square feet: 946
- See 1122 Seabright Ave, Santa Cruz, CA 95062 on

152 Frederick St, Santa Cruz, CA 95062
- List price: $1,750,000
- Beds: 2 | Baths: 3 | Square feet: 2,174
- See 152 Frederick St, Santa Cruz, CA 95062 on

205 Roosevelt Ter, Santa Cruz, CA 95060
- List price: $1,075,000
- Beds: 2 | Baths: 1.5 | Square feet: 1,194
- See 205 Roosevelt Ter, Santa Cruz, CA 95060 on

92 Frederick St, Santa Cruz, CA 95062
- List price: $2,398,000
- Beds: 2 | Baths: 2.5 | Square feet: 2,256
- See 92 Frederick St, Santa Cruz, CA 95062 on

#3. Carbonera (Santa Cruz, CA)

108 Misty Ct, Santa Cruz, CA 95060
- List price: $1,599,000
- Beds: 3 | Baths: 3 | Square feet: 2,891
- See 108 Misty Ct, Santa Cruz, CA 95060 on

209 Calcita Dr, Santa Cruz, CA 95060
- List price: $2,250,000
- Beds: 4 | Baths: 3.5 | Square feet: 4,000
- See 209 Calcita Dr, Santa Cruz, CA 95060 on

209 Fieldcrest Ln, Santa Cruz, CA 95060
- List price: $1,379,000
- Beds: 3 | Baths: 2.5 | Square feet: 1,829
- See 209 Fieldcrest Ln, Santa Cruz, CA 95060 on

405 Esmeralda Dr, Santa Cruz, CA 95060
- List price: $1,799,000
- Beds: 4 | Baths: 3.5 | Square feet: 3,023
- See 405 Esmeralda Dr, Santa Cruz, CA 95060 on

#4. The Circles (Santa Cruz, CA)

1122 W Cliff Dr, Santa Cruz, CA 95060
- List price: $6,195,000
- Beds: 4 | Baths: 4.5 | Square feet: 2,996
- See 1122 W Cliff Dr, Santa Cruz, CA 95060 on

223 Merced Ave, Santa Cruz, CA 95060
- List price: $1,900,000
- Beds: 3 | Baths: 3 | Square feet: 1,435
- See 223 Merced Ave, Santa Cruz, CA 95060 on

338 Dufour St, Santa Cruz, CA 95060
- List price: $1,050,000
- Beds: 2 | Baths: 1 | Square feet: 841
- See 338 Dufour St, Santa Cruz, CA 95060 on

890 W Cliff Dr, Santa Cruz, CA 95060
- List price: $2,700,000
- Beds: 2 | Baths: 2 | Square feet: 1,443
- See 890 W Cliff Dr, Santa Cruz, CA 95060 on

#5. Banana Belt (Santa Cruz, CA)

118 Stoney Creek Rd, Santa Cruz, CA 95060
- List price: $998,000
- Beds: 3 | Baths: 2.5 | Square feet: 1,675
- See 118 Stoney Creek Rd, Santa Cruz, CA 95060 on

229 Coulson Ave, Santa Cruz, CA 95060
- List price: $1,399,999
- Beds: 2 | Baths: 1 | Square feet: 660
- See 229 Coulson Ave, Santa Cruz, CA 95060 on

305 Morrissey Blvd, Santa Cruz, CA 95062
- List price: $1,250,000
- Beds: 2 | Baths: 1 | Square feet: 793
- See 305 Morrissey Blvd, Santa Cruz, CA 95062 on

916 Melrose Ave, Santa Cruz, CA 95062
- List price: $1,398,000
- Beds: 2 | Baths: 2 | Square feet: 1,229
- See 916 Melrose Ave, Santa Cruz, CA 95062 on