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Back in 2014, spending $500,000 on a house was generally reserved for high earners. The typical U.S. home sold for $159,000, while starter homes averaged just $101,000. Fast-forward to today, and prices have more than doubled: A home now sells for $440,000, with starter homes approaching $300,000. 

These current prices have put homeownership out of reach for many – and things don't look to be improving. Prices are still , affordability keeps dropping, and are becoming harder to find as home values . This has created a very sluggish and difficult housing market. In fact, even the usual busy spring and summer buying seasons were this year.

While $500,000 once stretched much further, in many cities today, it's not nearly enough. But what about Yuba City?

To find out, found listings near the $500,000 mark to see what types of homes you can actually afford in Yuba City right now. Listings below $500,000 were included if necessary.

764 Bridge St, Yuba City, CA 95991
- Price: $489,000
- 7 bedrooms, 4 bathrooms
- Square feet: 2,752
- See 764 Bridge St, Yuba City, CA 95991 on

1670 Guildford Way, Plumas Lake, CA 95961
- Price: $489,900
- 5 bedrooms, 3 bathrooms
- Square feet: 2,589
- See 1670 Guildford Way, Plumas Lake, CA 95961 on

2151 Rita Ct, Marysville, CA 95901
- Price: $497,900
- 5 bedrooms, 3 bathrooms
- Square feet: 2,215
- See 2151 Rita Ct, Marysville, CA 95901 on

9954 Luther Rd, Live Oak, CA 95953
- Price: $488,000
- 5 bedrooms, 2.5 bathrooms
- Square feet: 2,212
- See 9954 Luther Rd, Live Oak, CA 95953 on

3218 Las Quintas Way, Marysville, CA 95901
- Price: $499,000
- 5 bedrooms, 2 bathrooms
- Square feet: 2,492
- See 3218 Las Quintas Way, Marysville, CA 95901 on

13376 Rue Montaigne, Oregon House, CA 95962
- Price: $499,000
- 5 bedrooms, 1.5 bathrooms
- Square feet: 3,230
- See 13376 Rue Montaigne, Oregon House, CA 95962 on

3194 Heather Dr, Live Oak, CA 95953
- Price: $500,000
- 4 bedrooms, 3 bathrooms
- Square feet: 2,316
- See 3194 Heather Dr, Live Oak, CA 95953 on

4420 Sundari Ave, Olivehurst, CA 95961
- Price: $499,900
- 4 bedrooms, 3 bathrooms
- Square feet: 1,855
- See 4420 Sundari Ave, Olivehurst, CA 95961 on

1666 Guildford Way, Plumas Lake, CA 95961
- Price: $495,888
- 4 bedrooms, 2 bathrooms
- Square feet: 2,215
- See 1666 Guildford Way, Plumas Lake, CA 95961 on

9290 Brock Ct, Live Oak, CA 95953
- Price: $490,000
- 4 bedrooms, 2 bathrooms
- Square feet: 1,990
- See 9290 Brock Ct, Live Oak, CA 95953 on

1710 Northfield Dr, Yuba City, CA 95993
- Price: $499,000
- 4 bedrooms, 2 bathrooms
- Square feet: 1,983
- See 1710 Northfield Dr, Yuba City, CA 95993 on

826 Griffith Way, Wheatland, CA 95692
- Price: $490,000
- 4 bedrooms, 2 bathrooms
- Square feet: 1,878
- See 826 Griffith Way, Wheatland, CA 95692 on

2218 Nicklaus Dr, Marysville, CA 95901
- Price: $497,900
- 4 bedrooms, 2 bathrooms
- Square feet: 1,837
- See 2218 Nicklaus Dr, Marysville, CA 95901 on

2175 Mickelson Dr, Linda, CA 95901
- Price: $497,900
- 4 bedrooms, 2 bathrooms
- Square feet: 1,837
- See 2175 Mickelson Dr, Linda, CA 95901 on

1836 Broken Bit Dr, Plumas Lake, CA 95961
- Price: $499,900
- 4 bedrooms, 2 bathrooms
- Square feet: 1,825
- See 1836 Broken Bit Dr, Plumas Lake, CA 95961 on

1078 Camomile Dr, Olivehurst, CA 95961
- Price: $499,950
- 4 bedrooms, 2 bathrooms
- Square feet: 1,757
- See 1078 Camomile Dr, Olivehurst, CA 95961 on

1150 Camomile Dr, Olivehurst, CA 95961
- Price: $489,950
- 4 bedrooms, 2 bathrooms
- Square feet: 1,757
- See 1150 Camomile Dr, Olivehurst, CA 95961 on

5946 Grove Ave, Marysville, CA 95901
- Price: $489,000
- 4 bedrooms, 2 bathrooms
- Square feet: 1,724
- See 5946 Grove Ave, Marysville, CA 95901 on

1458 Buttercup Ln, Olivehurst, CA 95961
- Price: $498,500
- 4 bedrooms, 2 bathrooms
- Square feet: 1,547
- See 1458 Buttercup Ln, Olivehurst, CA 95961 on

1355 Night Heron St, Plumas Lake, CA 95961
- Price: $490,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 2,433
- See 1355 Night Heron St, Plumas Lake, CA 95961 on

1551 Minories Dr, Olivehurst, CA 95961
- Price: $494,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 2,281
- See 1551 Minories Dr, Olivehurst, CA 95961 on

1025 Frederick St, Yuba City, CA 95991
- Price: $495,000
- 3 bedrooms, 2 bathrooms
- Square feet: 2,309
- See 1025 Frederick St, Yuba City, CA 95991 on

6590 Marysville Rd, Browns Valley, CA 95918
- Price: $499,900
- 3 bedrooms, 2 bathrooms
- Square feet: 1,961
- See 6590 Marysville Rd, Browns Valley, CA 95918 on

6487 State Highway 20, Browns Valley, CA 95918
- Price: $487,500
- 3 bedrooms, 2 bathrooms
- Square feet: 1,844
- See 6487 State Highway 20, Browns Valley, CA 95918 on

2115 Knotty Pine Way, Plumas Lake, CA 95961
- Price: $495,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,740
- See 2115 Knotty Pine Way, Plumas Lake, CA 95961 on

1431 Kensington Dr, Plumas Lake, CA 95961
- Price: $499,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,718
- See 1431 Kensington Dr, Plumas Lake, CA 95961 on

4040 Citation Dr, Olivehurst, CA 95961
- Price: $489,900
- 3 bedrooms, 2 bathrooms
- Square feet: 1,704
- See 4040 Citation Dr, Olivehurst, CA 95961 on

1029 Broken Spur Way, Plumas Lake, CA 95961
- Price: $498,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,678
- See 1029 Broken Spur Way, Plumas Lake, CA 95961 on

2193 Gerald Ct, Yuba City, CA 95991
- Price: $492,990
- 3 bedrooms, 2 bathrooms
- Square feet: 1,611
- See 2193 Gerald Ct, Yuba City, CA 95991 on

11575 Judy St, Marysville, CA 95901
- Price: $499,000
- 2 bedrooms, 2 bathrooms
- Square feet: 1,665
- See 11575 Judy St, Marysville, CA 95901 on