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Back in 2014, spending $500,000 on a house was generally reserved for high earners. The typical U.S. home sold for $159,000, while starter homes averaged just $101,000. Fast-forward to today, and prices have more than doubled: A home now sells for $440,000, with starter homes approaching $300,000. 

These current prices have put homeownership out of reach for many – and things don't look to be improving. Prices are still , affordability keeps dropping, and are becoming harder to find as home values . This has created a very sluggish and difficult housing market. In fact, even the usual busy spring and summer buying seasons were this year.

While $500,000 once stretched much further, in many cities today, it's not nearly enough. But what about Jacksonville?

To find out, found listings near the $500,000 mark to see what types of homes you can actually afford in Jacksonville right now. Listings below $500,000 were included if necessary.

2013 Sailview Rd, Saint Johns, FL 32259
- Price: $500,000
- 5 bedrooms, 4 bathrooms
- Square feet: 2,361
- See 2013 Sailview Rd, Saint Johns, FL 32259 on

642 Wakeview Dr, Orange Park, FL 32065
- Price: $500,000
- 5 bedrooms, 3 bathrooms
- Square feet: 3,831
- See 642 Wakeview Dr, Orange Park, FL 32065 on

806 Falkirk Ct, Orange Park, FL 32073
- Price: $500,000
- 5 bedrooms, 2 bathrooms
- Square feet: 2,728
- See 806 Falkirk Ct, Orange Park, FL 32073 on

107 Seasons Ct, Saint Augustine, FL 32092
- Price: $500,000
- 4 bedrooms, 3 bathrooms
- Square feet: 2,380
- See 107 Seasons Ct, Saint Augustine, FL 32092 on

241 Chalet Ct, Saint Augustine, FL 32092
- Price: $499,999
- 4 bedrooms, 3 bathrooms
- Square feet: 2,360
- See 241 Chalet Ct, Saint Augustine, FL 32092 on

95134 Gladiolus Pl, Fernandina Beach, FL 32034
- Price: $500,000
- 4 bedrooms, 3 bathrooms
- Square feet: 2,285
- See 95134 Gladiolus Pl, Fernandina Beach, FL 32034 on

425 Brown Bear Run, Saint Johns, FL 32259
- Price: $500,000
- 4 bedrooms, 3 bathrooms
- Square feet: 2,267
- See 425 Brown Bear Run, Saint Johns, FL 32259 on

1405 W Chinaberry Ct, Saint Johns, FL 32259
- Price: $500,000
- 4 bedrooms, 3 bathrooms
- Square feet: 2,240
- See 1405 W Chinaberry Ct, Saint Johns, FL 32259 on

214 Pepperpike Way, Saint Augustine, FL 32092
- Price: $500,000
- 4 bedrooms, 3 bathrooms
- Square feet: 2,049
- See 214 Pepperpike Way, Saint Augustine, FL 32092 on

416 Heron Landing Rd, Saint Johns, FL 32259
- Price: $500,000
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,582
- See 416 Heron Landing Rd, Saint Johns, FL 32259 on

14410 Pelican Bay Ct, Jacksonville, FL 32224
- Price: $500,000
- 4 bedrooms, 2.5 bathrooms
- Square feet: 1,837
- See 14410 Pelican Bay Ct, Jacksonville, FL 32224 on

10813 Cheatham Trl, Jacksonville, FL 32223
- Price: $499,999
- 4 bedrooms, 2 bathrooms
- Square feet: 2,633
- See 10813 Cheatham Trl, Jacksonville, FL 32223 on

4781 Gopher St, Middleburg, FL 32068
- Price: $500,000
- 4 bedrooms, 2 bathrooms
- Square feet: 2,232
- See 4781 Gopher St, Middleburg, FL 32068 on

236 Chasewood Dr, Saint Augustine, FL 32095
- Price: $500,000
- 4 bedrooms, 2 bathrooms
- Square feet: 2,057
- See 236 Chasewood Dr, Saint Augustine, FL 32095 on

242 Taylor Ridge Ave, Ponte Vedra, FL 32081
- Price: $500,000
- 4 bedrooms, 2 bathrooms
- Square feet: 1,838
- See 242 Taylor Ridge Ave, Ponte Vedra, FL 32081 on

5092 Harvey Grant Rd, Fleming Island, FL 32003
- Price: $500,000
- 4 bedrooms, 2 bathrooms
- Square feet: 1,768
- See 5092 Harvey Grant Rd, Fleming Island, FL 32003 on

11929 Pablo Woods Dr, Jacksonville, FL 32224
- Price: $499,999
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,672
- See 11929 Pablo Woods Dr, Jacksonville, FL 32224 on

2233 Seminole Rd, Atlantic Beach, FL 32233
- Price: $500,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,446
- See 2233 Seminole Rd, Atlantic Beach, FL 32233 on

54262 Spring Lake Dr, Callahan, FL 32011
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 2,109
- See 54262 Spring Lake Dr, Callahan, FL 32011 on

82 Bent Lake Ct, Saint Augustine, FL 32095
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 2,000
- See 82 Bent Lake Ct, Saint Augustine, FL 32095 on

681 Lockwood Ln, Saint Johns, FL 32259
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,710
- See 681 Lockwood Ln, Saint Johns, FL 32259 on

4954 A1A S, Saint Augustine, FL 32080
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,680
- See 4954 A1A S, Saint Augustine, FL 32080 on

136 Hollywood Forest Dr, Fleming Island, FL 32003
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,659
- See 136 Hollywood Forest Dr, Fleming Island, FL 32003 on

2442 Pirates Bay Dr, Fernandina Beach, FL 32034
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,633
- See 2442 Pirates Bay Dr, Fernandina Beach, FL 32034 on

306 Woodgate Dr, Ponte Vedra, FL 32081
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,627
- See 306 Woodgate Dr, Ponte Vedra, FL 32081 on

93042 Harbor Ct, Fernandina Beach, FL 32034
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,625
- See 93042 Harbor Ct, Fernandina Beach, FL 32034 on

1331 Sheffield Rd, Saint Johns, FL 32259
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,346
- See 1331 Sheffield Rd, Saint Johns, FL 32259 on

1734 Live Oak Dr, Jacksonville, FL 32246
- Price: $500,000
- 3 bedrooms, 1 bathroom
- Square feet: 1,148
- See 1734 Live Oak Dr, Jacksonville, FL 32246 on

114 Artist Oaks Ct, Saint Augustine, FL 32095
- Price: $500,000
- 2 bedrooms, 2 bathrooms
- Square feet: 1,850
- See 114 Artist Oaks Ct, Saint Augustine, FL 32095 on

8550 A1A S, St. Augustine, FL 32080
- Price: $500,000
- 2 bedrooms, 2 bathrooms
- Square feet: 1,064
- See 8550 A1A S, St. Augustine, FL 32080 on