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Across much of the U.S., people are to buy and sell homes. Homebuyers are scared off by high prices and economic uncertainty, while home sellers are staying put until they can earn more profit from the sale. is adding even more on younger buyers. As such, houses are selling at a slow rate, especially in the Sun Belt—even as fall.

That's not the case everywhere, though. In today's market, understanding your local level of competition can help you make smarter decisions. It affects everything from how quickly homes sell to how much negotiating power buyers and sellers have.

Conditions vary widely across Kentucky—but this list can help. ranked the most competitive cities in Kentucky based on their combined months of supply (lower is better), average sale to list ratio (higher is better), and median days on market (lower is better). All data is an average for the January-October 2025 period. To see the most competitive cities in the country, read this .

#1. Independence, Kentucky
- Days on market: 10.83 days
- Sale to list ratio: 99.3%
- Months of supply: 1.27 months
- Share of homes sold above list price: 30.4%
- Share of homes that went off market in two weeks: 63.1%
- See homes for sale in Independence on

#2. Burlington, Kentucky
- Days on market: 10.66 days
- Sale to list ratio: 99.0%
- Months of supply: 1.19 months
- Share of homes sold above list price: 26.0%
- Share of homes that went off market in two weeks: 69.1%
- See homes for sale in Burlington on

#3. Florence, Kentucky
- Days on market: 12.81 days
- Sale to list ratio: 98.9%
- Months of supply: 1.02 months
- Share of homes sold above list price: 30.3%
- Share of homes that went off market in two weeks: 57.1%
- See homes for sale in Florence on

#4. Erlanger, Kentucky
- Days on market: 11.32 days
- Sale to list ratio: 98.9%
- Months of supply: 1.23 months
- Share of homes sold above list price: 30.4%
- Share of homes that went off market in two weeks: 65.6%
- See homes for sale in Erlanger on

#5. Jeffersontown, Kentucky
- Days on market: 26.74 days
- Sale to list ratio: 99.1%
- Months of supply: 1.51 months
- Share of homes sold above list price: 32.1%
- Share of homes that went off market in two weeks: 56.6%
- See homes for sale in Jeffersontown on

#6. St. Matthews, Kentucky
- Days on market: 32.57 days
- Sale to list ratio: 99.2%
- Months of supply: 1.62 months
- Share of homes sold above list price: 28.0%
- Share of homes that went off market in two weeks: 61.6%
- See homes for sale in St. Matthews on

#7. Lyndon, Kentucky
- Days on market: 31.68 days
- Sale to list ratio: 99.5%
- Months of supply: 2.14 months
- Share of homes sold above list price: 27.3%
- Share of homes that went off market in two weeks: 62.3%
- See homes for sale in Lyndon on

#8. Shively, Kentucky
- Days on market: 33.69 days
- Sale to list ratio: 99.2%
- Months of supply: 1.78 months
- Share of homes sold above list price: 35.3%
- Share of homes that went off market in two weeks: 51.1%
- See homes for sale in Shively on

#9. Alexandria, Kentucky
- Days on market: 15.6 days
- Sale to list ratio: 98.3%
- Months of supply: 1.54 months
- Share of homes sold above list price: 24.3%
- Share of homes that went off market in two weeks: 53.6%
- See homes for sale in Alexandria on

#10. Fort Thomas, Kentucky
- Days on market: 16.59 days
- Sale to list ratio: 97.9%
- Months of supply: 1.59 months
- Share of homes sold above list price: 24.1%
- Share of homes that went off market in two weeks: 58.3%
- See homes for sale in Fort Thomas on

#11. Covington, Kentucky
- Days on market: 19.0 days
- Sale to list ratio: 98.2%
- Months of supply: 1.84 months
- Share of homes sold above list price: 26.3%
- Share of homes that went off market in two weeks: 55.3%
- See homes for sale in Covington on

#12. Georgetown, Kentucky
- Days on market: 51.71 days
- Sale to list ratio: 99.0%
- Months of supply: 2.11 months
- Share of homes sold above list price: 16.7%
- Share of homes that went off market in two weeks: 41.9%
- See homes for sale in Georgetown on

#13. Louisville, Kentucky
- Days on market: 34.52 days
- Sale to list ratio: 98.8%
- Months of supply: 2.28 months
- Share of homes sold above list price: 29.0%
- Share of homes that went off market in two weeks: 49.3%
- See homes for sale in Louisville on

#14. Francisville, Kentucky
- Days on market: 34.02 days
- Sale to list ratio: 98.6%
- Months of supply: 2.31 months
- Share of homes sold above list price: 15.5%
- Share of homes that went off market in two weeks: 53.0%
- See homes for sale in Francisville on

#14. Henderson, Kentucky
- Days on market: 20.93 days
- Sale to list ratio: 97.8%
- Months of supply: 1.85 months
- Share of homes sold above list price: 25.4%
- Share of homes that went off market in two weeks: 43.5%
- See homes for sale in Henderson on

#16. Lexington-Fayette, Kentucky
- Days on market: 35.87 days
- Sale to list ratio: 98.5%
- Months of supply: 2.18 months
- Share of homes sold above list price: 22.7%
- Share of homes that went off market in two weeks: 52.6%
- See homes for sale in Lexington-Fayette on

#17. Mount Washington, Kentucky
- Days on market: 41.82 days
- Sale to list ratio: 98.9%
- Months of supply: 2.59 months
- Share of homes sold above list price: 22.4%
- Share of homes that went off market in two weeks: 45.3%
- See homes for sale in Mount Washington on

#18. Lexington, Kentucky
- Days on market: 35.88 days
- Sale to list ratio: 98.5%
- Months of supply: 2.18 months
- Share of homes sold above list price: 22.7%
- Share of homes that went off market in two weeks: 52.6%
- See homes for sale in Lexington on

#19. Newport, Kentucky
- Days on market: 19.09 days
- Sale to list ratio: 97.8%
- Months of supply: 2.77 months
- Share of homes sold above list price: 19.9%
- Share of homes that went off market in two weeks: 47.8%
- See homes for sale in Newport on

#20. Shepherdsville, Kentucky
- Days on market: 42.21 days
- Sale to list ratio: 98.5%
- Months of supply: 2.6 months
- Share of homes sold above list price: 24.4%
- Share of homes that went off market in two weeks: 40.4%
- See homes for sale in Shepherdsville on