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Homebuyers and sellers are navigating a slow and expensive housing market, with rising prices and stagnant demand on the sidelines. This comes amid rising and growing . But luxury homes—multimillion-dollar estates, sleek penthouses, and one-of-a-kind custom builds—are , even as most buyers pull back.

Most people can't afford high-end homes, although they're still fun to dream about. So, to highlight where luxury real estate is commanding the highest prices, Redfin analyzed the most expensive neighborhoods in the Bay City metro area—and showcased a few of the area's standout listings (when possible).

Note: Redfin's analysis focused on metro areas, meaning some neighborhoods fell within smaller nearby cities. Listings and data were gathered on October 15, 2025.

#1. Center Avenue Historic District (Bay City, MI)

1 Nelson Ln, Bay City, MI 48708
- List price: $399,900
- Beds: 4 | Baths: 3 | Square feet: 3,287
- See 1 Nelson Ln, Bay City, MI 48708 on

1216 4Th St, Bay City, MI 48708
- List price: $152,500
- Beds: 4 | Baths: 2 | Square feet: 2,489
- See 1216 4Th St, Bay City, MI 48708 on

1708 6Th St, Bay City, MI 48708
- List price: $153,500
- Beds: 4 | Baths: 1.5 | Square feet: 1,704
- See 1708 6Th St, Bay City, MI 48708 on

820 N Johnson St, Bay City, MI 48708
- List price: $494,900
- Beds: 5 | Baths: 3 | Square feet: 3,924
- See 820 N Johnson St, Bay City, MI 48708 on

#2. Center Avenue (Bay City, MI)

105 Parkwood Ct, Bay City, MI 48708
- List price: $474,900
- Beds: 4 | Baths: 3.5 | Square feet: 4,219
- See 105 Parkwood Ct, Bay City, MI 48708 on

2147 7Th St, Bay City, MI 48708
- List price: $219,900
- Beds: 3 | Baths: 1.5 | Square feet: 1,874
- See 2147 7Th St, Bay City, MI 48708 on

2206 11Th St, Bay City, MI 48708
- List price: $134,900
- Beds: 2 | Baths: 1 | Square feet: 1,015
- See 2206 11Th St, Bay City, MI 48708 on

714 Nebobish Ave, Bay City, MI 48708
- List price: $82,500
- Beds: 3 | Baths: 2 | Square feet: 1,288
- See 714 Nebobish Ave, Bay City, MI 48708 on

#3. Southwest Bay City (Bay City, MI)

104 W Ionia St, Bay City, MI 48706
- List price: $110,000
- Beds: 3 | Baths: 1.5 | Square feet: 1,096
- See 104 W Ionia St, Bay City, MI 48706 on

1901 S Mountain St, Bay City, MI 48706
- List price: $132,500
- Beds: 3 | Baths: 1.5 | Square feet: 952
- See 1901 S Mountain St, Bay City, MI 48706 on

512 Germania St, Bay City, MI 48706
- List price: $240,000
- Beds: 1 | Baths: 2 | Square feet: 2,700
- See 512 Germania St, Bay City, MI 48706 on

901 Germania St, Bay City, MI 48706
- List price: $280,000
- Beds: 5 | Baths: not available | Square feet: 3,639
- See 901 Germania St, Bay City, MI 48706 on

#4. South End (Bay City, MI)

1802 34Th St, Bay City, MI 48708
- List price: $175,000
- Beds: 4 | Baths: 1 | Square feet: 1,094
- See 1802 34Th St, Bay City, MI 48708 on

208 34Th St, Bay City, MI 48708
- List price: $137,000
- Beds: 4 | Baths: 1 | Square feet: 1,456
- See 208 34Th St, Bay City, MI 48708 on

609 Mccormick St, Bay City, MI 48708
- List price: $82,000
- Beds: 3 | Baths: 1 | Square feet: 1,156
- See 609 Mccormick St, Bay City, MI 48708 on

701 Cass Ave, Bay City, MI 48708
- List price: $129,900
- Beds: 5 | Baths: 2.5 | Square feet: 1,950
- See 701 Cass Ave, Bay City, MI 48708 on

#5. Columbus Avenue (Bay City, MI)

1517 11Th St, Bay City, MI 48708
- List price: $150,000
- Beds: 3 | Baths: 1.5 | Square feet: 1,134
- See 1517 11Th St, Bay City, MI 48708 on

701 15Th St, Bay City, MI 48708
- List price: $119,900
- Beds: 3 | Baths: 1.5 | Square feet: 1,232
- See 701 15Th St, Bay City, MI 48708 on

808 19Th St, Bay City, MI 48708
- List price: $104,900
- Beds: 3 | Baths: 1 | Square feet: 1,439
- See 808 19Th St, Bay City, MI 48708 on

904 6Th St, Bay City, MI 48708
- List price: $295,000
- Beds: 3 | Baths: 2 | Square feet: 2,387
- See 904 6Th St, Bay City, MI 48708 on