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Back in 2014, spending $500,000 on a house was generally reserved for high earners. The typical U.S. home sold for $159,000, while starter homes averaged just $101,000. Fast-forward to today, and prices have more than doubled: A home now sells for $440,000, with starter homes approaching $300,000. 

These current prices have put homeownership out of reach for many – and things don't look to be improving. Prices are still , affordability keeps dropping, and are becoming harder to find as home values . This has created a very sluggish and difficult housing market. In fact, even the usual busy spring and summer buying seasons were this year.

While $500,000 once stretched much further, in many cities today, it's not nearly enough. But what about Midland, Michigan?

To find out, found listings near the $500,000 mark to see what types of homes you can actually afford in Midland, Michigan right now. Listings below $500,000 were included if necessary.

3702 Woodlawn St, Midland, MI 48640
- Price: $289,900
- 6 bedrooms, 3 bathrooms
- Square feet: 2,294
- See 3702 Woodlawn St, Midland, MI 48640 on

5181 N Stark Rd, Hope, MI 48628
- Price: $485,000
- 5 bedrooms, 4.5 bathrooms
- Square feet: 2,200
- See 5181 N Stark Rd, Hope, MI 48628 on

4832 N Dickenson Rd, Coleman, MI 48618
- Price: $315,000
- 5 bedrooms, 2.5 bathrooms
- Square feet: 2,288
- See 4832 N Dickenson Rd, Coleman, MI 48618 on

1101 Timber Dr, Midland, MI 48642
- Price: $458,000
- 4 bedrooms, 4 bathrooms
- Square feet: 4,428
- See 1101 Timber Dr, Midland, MI 48642 on

2000 Norwood Dr, Midland, MI 48640
- Price: $382,000
- 4 bedrooms, 3.5 bathrooms
- Square feet: 3,569
- See 2000 Norwood Dr, Midland, MI 48640 on

2515 Hearthstone Cir, Midland, MI 48642
- Price: $425,000
- 4 bedrooms, 3.5 bathrooms
- Square feet: 3,316
- See 2515 Hearthstone Cir, Midland, MI 48642 on

4262 W Fike Rd, Coleman, MI 48618
- Price: $450,000
- 4 bedrooms, 3.5 bathrooms
- Square feet: 2,969
- See 4262 W Fike Rd, Coleman, MI 48618 on

5209 Hallisy Ct, Midland, MI 48640
- Price: $379,000
- 4 bedrooms, 3.5 bathrooms
- Square feet: 2,236
- See 5209 Hallisy Ct, Midland, MI 48640 on

6121 Woodpark Dr, Midland, MI 48640
- Price: $400,000
- 4 bedrooms, 3 bathrooms
- Square feet: 3,094
- See 6121 Woodpark Dr, Midland, MI 48640 on

773 W Erin Ct, Midland, MI 48640
- Price: $310,000
- 4 bedrooms, 3 bathrooms
- Square feet: 2,380
- See 773 W Erin Ct, Midland, MI 48640 on

600 S Maplewood Dr, Midland, MI 48640
- Price: $395,000
- 4 bedrooms, 3 bathrooms
- Square feet: 2,320
- See 600 S Maplewood Dr, Midland, MI 48640 on

2611 Walden Woods Ct, Midland, MI 48640
- Price: $449,900
- 4 bedrooms, 2.5 bathrooms
- Square feet: 3,626
- See 2611 Walden Woods Ct, Midland, MI 48640 on

3411 N Eastman Rd, Midland, MI 48642
- Price: $329,900
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,980
- See 3411 N Eastman Rd, Midland, MI 48642 on

3803 Aspen Way, Midland, MI 48642
- Price: $435,000
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,770
- See 3803 Aspen Way, Midland, MI 48642 on

315 E Chapel Ln, Midland, MI 48642
- Price: $437,000
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,482
- See 315 E Chapel Ln, Midland, MI 48642 on

1111 Wildwood St, Midland, MI 48642
- Price: $293,900
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,048
- See 1111 Wildwood St, Midland, MI 48642 on

1534 E Gay Ln, Midland, MI 48640
- Price: $330,000
- 4 bedrooms, 2.5 bathrooms
- Square feet: 1,710
- See 1534 E Gay Ln, Midland, MI 48640 on

7451 Narragannett Dr, Hope, MI 48628
- Price: $299,900
- 4 bedrooms, 2 bathrooms
- Square feet: 2,219
- See 7451 Narragannett Dr, Hope, MI 48628 on

5092 N Lake Sanford Rd, Sanford, MI 48657
- Price: $449,000
- 4 bedrooms, 2 bathrooms
- Square feet: 2,200
- See 5092 N Lake Sanford Rd, Sanford, MI 48657 on

2108 Wyllys St, Midland, MI 48642
- Price: $309,900
- 4 bedrooms, 2 bathrooms
- Square feet: 1,593
- See 2108 Wyllys St, Midland, MI 48642 on

3710 Moorland Dr, Midland, MI 48640
- Price: $314,900
- 4 bedrooms, 2 bathrooms
- Square feet: 1,176
- See 3710 Moorland Dr, Midland, MI 48640 on

3320 N Sturgeon Rd, Midland, MI 48642
- Price: $400,000
- 3 bedrooms, 3 bathrooms
- Square feet: 2,012
- See 3320 N Sturgeon Rd, Midland, MI 48642 on

5505 N Clarence Ct, Sanford, MI 48657
- Price: $399,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 2,130
- See 5505 N Clarence Ct, Sanford, MI 48657 on

3310 Noeske St, Midland, MI 48640
- Price: $429,000
- 3 bedrooms, 2 bathrooms
- Square feet: 2,050
- See 3310 Noeske St, Midland, MI 48640 on

3173 E Bullock Creek Dr, Midland, MI 48640
- Price: $305,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,757
- See 3173 E Bullock Creek Dr, Midland, MI 48640 on

4911 Sturgeon Creek Pkwy, Midland, MI 48640
- Price: $299,900
- 3 bedrooms, 2 bathrooms
- Square feet: 1,596
- See 4911 Sturgeon Creek Pkwy, Midland, MI 48640 on

3706 Bobcat Ct, Midland, MI 48642
- Price: $499,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,590
- See 3706 Bobcat Ct, Midland, MI 48642 on

1987 W Isabella Rd, Midland, MI 48640
- Price: $290,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,296
- See 1987 W Isabella Rd, Midland, MI 48640 on

4345 W Mcnally Rd, Coleman, MI 48618
- Price: $289,900
- 3 bedrooms, 1.5 bathrooms
- Square feet: 1,270
- See 4345 W Mcnally Rd, Coleman, MI 48618 on

6163 N Meridian Rd, Hope, MI 48628
- Price: $289,900
- 1 bedroom, 2 bathrooms
- Square feet: 939
- See 6163 N Meridian Rd, Hope, MI 48628 on