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Back in 2014, spending $500,000 on a house was generally reserved for high earners. The typical U.S. home sold for $159,000, while starter homes averaged just $101,000. Fast-forward to today, and prices have more than doubled: A home now sells for $440,000, with starter homes approaching $300,000. 

These current prices have put homeownership out of reach for many – and things don't look to be improving. Prices are still , affordability keeps dropping, and are becoming harder to find as home values . This has created a very sluggish and difficult housing market. In fact, even the usual busy spring and summer buying seasons were this year.

While $500,000 once stretched much further, in many cities today, it's not nearly enough. But what about Minneapolis?

To find out, found listings near the $500,000 mark to see what types of homes you can actually afford in Minneapolis right now. Listings below $500,000 were included if necessary.

735 Madison St Ne, Minneapolis, MN 55413
- Price: $500,000
- 6 bedrooms, 3 bathrooms
- Square feet: 2,624
- See 735 Madison St Ne, Minneapolis, MN 55413 on

6868 Dupre Rd, Hugo, MN 55038
- Price: $500,000
- 6 bedrooms, 2.5 bathrooms
- Square feet: 2,685
- See 6868 Dupre Rd, Hugo, MN 55038 on

1515 Blair Ave, Saint Paul, MN 55104
- Price: $500,000
- 6 bedrooms, 2 bathrooms
- Square feet: 2,272
- See 1515 Blair Ave, Saint Paul, MN 55104 on

13720 Georgia Dr, Saint Paul, MN 55124
- Price: $500,000
- 5 bedrooms, 3.3 bathrooms
- Square feet: 3,570
- See 13720 Georgia Dr, Saint Paul, MN 55124 on

3936 Homestead Dr, Saint Paul, MN 55125
- Price: $500,000
- 5 bedrooms, 3.3 bathrooms
- Square feet: 2,873
- See 3936 Homestead Dr, Saint Paul, MN 55125 on

17698 Fortune Trl, Farmington, MN 55024
- Price: $500,000
- 5 bedrooms, 2.5 bathrooms
- Square feet: 2,828
- See 17698 Fortune Trl, Farmington, MN 55024 on

2246 Tele Dr, Hugo, MN 55038
- Price: $500,000
- 5 bedrooms, 2.5 bathrooms
- Square feet: 2,671
- See 2246 Tele Dr, Hugo, MN 55038 on

9217 W River Rd, Minneapolis, MN 55444
- Price: $500,000
- 5 bedrooms, 2.5 bathrooms
- Square feet: 2,416
- See 9217 W River Rd, Minneapolis, MN 55444 on

7201 Oliver Ave S, Minneapolis, MN 55423
- Price: $500,000
- 5 bedrooms, 1.8 bathrooms
- Square feet: 3,040
- See 7201 Oliver Ave S, Minneapolis, MN 55423 on

388 Brookwood Dr, Hudson, WI 54016
- Price: $500,000
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,858
- See 388 Brookwood Dr, Hudson, WI 54016 on

9441 71St St S, Cottage Grove, MN 55016
- Price: $500,000
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,814
- See 9441 71St St S, Cottage Grove, MN 55016 on

2830 Noel Dr, Saint Paul, MN 55117
- Price: $500,000
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,538
- See 2830 Noel Dr, Saint Paul, MN 55117 on

1112 4Th St S, Stillwater, MN 55082
- Price: $500,000
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,284
- See 1112 4Th St S, Stillwater, MN 55082 on

2810 W 60Th St, Minneapolis, MN 55410
- Price: $500,000
- 4 bedrooms, 2 bathrooms
- Square feet: 2,093
- See 2810 W 60Th St, Minneapolis, MN 55410 on

N3732 690Th St, Ellsworth, WI 54011
- Price: $500,000
- 4 bedrooms, 2 bathrooms
- Square feet: 1,772
- See N3732 690Th St, Ellsworth, WI 54011 on

2001 Stonepine Ave, Hudson, WI 54016
- Price: $500,000
- 4 bedrooms, 1.8 bathrooms
- Square feet: 3,074
- See 2001 Stonepine Ave, Hudson, WI 54016 on

9906 Hall Ave Ne, Monticello, MN 55362
- Price: $500,000
- 4 bedrooms, 1.8 bathrooms
- Square feet: 2,122
- See 9906 Hall Ave Ne, Monticello, MN 55362 on

7146 Military Rd, Saint Paul, MN 55129
- Price: $500,000
- 4 bedrooms, 1.8 bathrooms
- Square feet: 1,898
- See 7146 Military Rd, Saint Paul, MN 55129 on

791 Sunset Dr, Saint Paul, MN 55123
- Price: $500,000
- 3 bedrooms, 3.3 bathrooms
- Square feet: 2,194
- See 791 Sunset Dr, Saint Paul, MN 55123 on

9485 204Th St W, Lakeville, MN 55044
- Price: $500,000
- 3 bedrooms, 2.8 bathrooms
- Square feet: 2,882
- See 9485 204Th St W, Lakeville, MN 55044 on

N8147 1015Th St, River Falls, WI 54022
- Price: $500,000
- 3 bedrooms, 2.8 bathrooms
- Square feet: 2,346
- See N8147 1015Th St, River Falls, WI 54022 on

14238 Atwood Cir, Rosemount, MN 55068
- Price: $500,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 3,277
- See 14238 Atwood Cir, Rosemount, MN 55068 on

6260 Wessel Ct, Eden Prairie, MN 55346
- Price: $500,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 2,180
- See 6260 Wessel Ct, Eden Prairie, MN 55346 on

1047 Sugar Pine Ln, New Richmond, WI 54017
- Price: $500,000
- 3 bedrooms, 1.8 bathrooms
- Square feet: 2,808
- See 1047 Sugar Pine Ln, New Richmond, WI 54017 on

6129 Ryan Ave, Minneapolis, MN 55424
- Price: $500,000
- 3 bedrooms, 1.8 bathrooms
- Square feet: 2,092
- See 6129 Ryan Ave, Minneapolis, MN 55424 on

12051 Owatonna Ct Ne, Minneapolis, MN 55449
- Price: $500,000
- 3 bedrooms, 1.8 bathrooms
- Square feet: 1,520
- See 12051 Owatonna Ct Ne, Minneapolis, MN 55449 on

12041 Owatonna Ct Ne, Minneapolis, MN 55449
- Price: $500,000
- 3 bedrooms, 1.8 bathrooms
- Square feet: 1,520
- See 12041 Owatonna Ct Ne, Minneapolis, MN 55449 on

620 Main St N, Stillwater, MN 55082
- Price: $500,000
- 2 bedrooms, 2 bathrooms
- Square feet: 1,419
- See 620 Main St N, Stillwater, MN 55082 on

1320 Riverside Ln, Saint Paul, MN 55118
- Price: $500,000
- 2 bedrooms, 1.8 bathrooms
- Square feet: 1,374
- See 1320 Riverside Ln, Saint Paul, MN 55118 on

4528 Aberdeen Rd, Mound, MN 55364
- Price: $500,000
- 0 bedrooms, 1.8 bathrooms
- Square feet: 1,863
- See 4528 Aberdeen Rd, Mound, MN 55364 on