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Back in 2014, spending $500,000 on a house was generally reserved for high earners. The typical U.S. home sold for $159,000, while starter homes averaged just $101,000. Fast-forward to today, and prices have more than doubled: A home now sells for $440,000, with starter homes approaching $300,000. 

These current prices have put homeownership out of reach for many – and things don't look to be improving. Prices are still , affordability keeps dropping, and are becoming harder to find as home values . This has created a very sluggish and difficult housing market. In fact, even the usual busy spring and summer buying seasons were this year.

While $500,000 once stretched much further, in many cities today, it's not nearly enough. But what about Bend?

To find out, found listings near the $500,000 mark to see what types of homes you can actually afford in Bend right now. Listings below $500,000 were included if necessary.

2965 Sw Deschutes Ave, Redmond, OR 97756
- Price: $499,900
- 4 bedrooms, 2.5 bathrooms
- Square feet: 1,815
- See 2965 Sw Deschutes Ave, Redmond, OR 97756 on

15964 Bull Bat Ln, La Pine, OR 97739
- Price: $499,995
- 4 bedrooms, 2 bathrooms
- Square feet: 1,756
- See 15964 Bull Bat Ln, La Pine, OR 97739 on

964 Sw 25Th Ln, Redmond, OR 97756
- Price: $499,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,949
- See 964 Sw 25Th Ln, Redmond, OR 97756 on

868 Nw 19Th St, Redmond, OR 97756
- Price: $499,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,696
- See 868 Nw 19Th St, Redmond, OR 97756 on

20276 Ellie Ln, Bend, OR 97703
- Price: $499,999
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,473
- See 20276 Ellie Ln, Bend, OR 97703 on

20720 Se Scout Pl, Bend, OR 97702
- Price: $499,900
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,450
- See 20720 Se Scout Pl, Bend, OR 97702 on

20716 Se Scout Pl, Bend, OR 97702
- Price: $499,900
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,450
- See 20716 Se Scout Pl, Bend, OR 97702 on

20724 Se Scout Pl, Bend, OR 97702
- Price: $499,900
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,450
- See 20724 Se Scout Pl, Bend, OR 97702 on

20722 Se Scout Pl, Bend, OR 97702
- Price: $499,900
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,450
- See 20722 Se Scout Pl, Bend, OR 97702 on

20726 Se Scout Pl, Bend, OR 97702
- Price: $499,900
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,450
- See 20726 Se Scout Pl, Bend, OR 97702 on

20728 Se Scout Pl, Bend, OR 97702
- Price: $499,900
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,450
- See 20728 Se Scout Pl, Bend, OR 97702 on

3822 Eagle Rd, Bend, OR 97701
- Price: $499,900
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,450
- See 3822 Eagle Rd, Bend, OR 97701 on

55853 Osprey Rd, Bend, OR 97707
- Price: $499,900
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,317
- See 55853 Osprey Rd, Bend, OR 97707 on

16046 Dyke Rd, La Pine, OR 97739
- Price: $499,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,918
- See 16046 Dyke Rd, La Pine, OR 97739 on

1465 Nw 19Th Ct, Redmond, OR 97756
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,879
- See 1465 Nw 19Th Ct, Redmond, OR 97756 on

52494 Deer Field Dr, La Pine, OR 97739
- Price: $499,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,715
- See 52494 Deer Field Dr, La Pine, OR 97739 on

15325 Bear St, La Pine, OR 97739
- Price: $499,900
- 3 bedrooms, 2 bathrooms
- Square feet: 1,702
- See 15325 Bear St, La Pine, OR 97739 on

61170 Parrell Rd, Bend, OR 97702
- Price: $499,900
- 3 bedrooms, 2 bathrooms
- Square feet: 1,608
- See 61170 Parrell Rd, Bend, OR 97702 on

2114 Nw Canyon Dr, Redmond, OR 97756
- Price: $499,900
- 3 bedrooms, 2 bathrooms
- Square feet: 1,564
- See 2114 Nw Canyon Dr, Redmond, OR 97756 on

1370 Nw 21St St, Redmond, OR 97756
- Price: $499,900
- 3 bedrooms, 2 bathrooms
- Square feet: 1,507
- See 1370 Nw 21St St, Redmond, OR 97756 on

2228 Sw Stonehedge Ct, Redmond, OR 97756
- Price: $499,990
- 3 bedrooms, 2 bathrooms
- Square feet: 1,500
- See 2228 Sw Stonehedge Ct, Redmond, OR 97756 on

1178 Nw Varnish Ave, Redmond, OR 97756
- Price: $499,900
- 3 bedrooms, 2 bathrooms
- Square feet: 1,488
- See 1178 Nw Varnish Ave, Redmond, OR 97756 on

52790 Meadow Ln, La Pine, OR 97739
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,367
- See 52790 Meadow Ln, La Pine, OR 97739 on

2735 Ne Faith Dr, Bend, OR 97701
- Price: $499,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,320
- See 2735 Ne Faith Dr, Bend, OR 97701 on

63752 Hunters Cir, Bend, OR 97701
- Price: $499,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,232
- See 63752 Hunters Cir, Bend, OR 97701 on

15994 Camino De Oro, La Pine, OR 97739
- Price: $499,500
- 3 bedrooms, 1 bathroom
- Square feet: 1,280
- See 15994 Camino De Oro, La Pine, OR 97739 on

16738 Casper Dr, Bend, OR 97707
- Price: $499,900
- 2 bedrooms, 2 bathrooms
- Square feet: 1,704
- See 16738 Casper Dr, Bend, OR 97707 on

10840 Village Loop, Redmond, OR 97756
- Price: $499,000
- 2 bedrooms, 2 bathrooms
- Square feet: 1,419
- See 10840 Village Loop, Redmond, OR 97756 on

4166 Sw 47Th Pl, Redmond, OR 97756
- Price: $499,900
- 2 bedrooms, 2 bathrooms
- Square feet: 1,180
- See 4166 Sw 47Th Pl, Redmond, OR 97756 on

52027 National Forest Development Road 600, La Pine, OR 97739
- Price: $499,000
- 1 bedroom, 1 bathroom
- Square feet: 418
- See 52027 National Forest Development Road 600, La Pine, OR 97739 on