Cheerful couple walking on pedestrian street.

Best small town for retirees in every state

Data work by:
Rob Powell
September 23, 2025
Rido // Shutterstock

Best small town for retirees in every state

Many Americans who have bid farewell to the workforce or who are thinking about it are turning to places that offer affordability, a strong economy, quality health care options, less traffic, and overall, more comfort.

A 2025 analysis of Census Bureau data by HireAHelper found that more than upon retirement in 2024. Just over 32% of those retirees moved across state lines, roughly double the rate of the typical American mover. Massachusetts and Florida got the lion's share of retiree relocations. However, the report doesn't specify exactly where in these states they headed. It's safe to assume that at least a few settled in like Sebring, Florida.

With home prices soaring across the country—and many retirees not having enough savings to —small towns can appeal to those who want a slower pace of life and a lower cost of living.

To help prospective retirees, Âé¶¹Ô­´´ referenced , released in March 2025, to list 50 small towns that offer the best retirement. The focus was on towns with a population of less than 40,000. The national rank included for each place includes all places, not just places under 40,000.

Whether you're looking to relocate or just curious to see if your city of residence is mentioned, read on to see which American small towns are the best retirement spots.

Scenic view in Oak Mountain State Park.
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Alabama: Indian Springs Village

- National rank: #191
- Good for retirees grade: A+
- Population: 2,637

South of Birmingham, Alabama, Indian Springs Village that is particularly calm and peaceful for retirees. From Oak Mountain State Park to the local garden club, it's clear that town officials' efforts to protect Indian Springs Village from commercialization and maintain a are working.

Harbor in Alaska with fishing boats.
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Julie Flavin Photography // Shutterstock

Alaska: Soldotna

- National rank: #6,405
- Good for retirees grade: B
- Population: 4,448

In Soldotna, Alaska, retirees will hardly feel out of place: are over the age of 65. Additionally, the town's means there's a wealth of outdoor activities to keep residents busy.

Lake Havasu with an aerial view of the city center and the London Bridge.
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Arizona: Desert Hills

- National rank: #42
- Good for retirees grade: A+
- Population: 2,910

In Desert Hills, residents don't have to choose mountains over water. The quaint town is nestled in the foothills of three mountain ranges and close to Lake Havasu, a man-made reservoir known for RV recreation and water sports. It's also rated as in Arizona.

Colorful houses on Lake Hamilton.
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Arkansas: Lake Hamilton

- National rank: #284
- Good for retirees grade: A+
- Population: 1,912

Lake Hamilton is a vibrant place for active retirees who enjoy lakeside living and amenities. It's home to an active fishery and all the seafood restaurants that accompany it, while also being near theme parks for grandchildren's visits. The community also offers .

People playing golf on California coast.
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California: Del Monte Forest

- National rank: #66
- Good for retirees grade: A+
- Population: 3,576

Despite its rural feel, Del Monte Forest has many options for entertainment, from the famous Pebble Beach Golf Links to restaurants and parks. Located minutes from the city of Monterey, this coastal area is a habitat for numerous rare and endangered plants and animals and a short drive to a nationally recognized . The bulk of the .

Chatfield Pavillion in Littleton.
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Colorado: Columbine Valley

- National rank: #512
- Good for retirees grade: A
- Population: 2,084

Columbine Valley was voted the in Colorado, perhaps because of its balance of rural and urban amenities. The town is close to Denver but still enjoys a complete with views of nearby mountains.

Mystic Seaport and the harbor lighthouse.
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Connecticut: Mystic

- National rank: #210
- Good for retirees grade: A+
- Population: 4,441

Mystic, located along Connecticut's southern coastline between Boston and New York City, is practically overflowing with history, art, and entertainment to keep residents occupied. It has retained much of its , and much of its culture pays homage to its origins as a seaport, including museums, art festivals, and historic landmarks.

People enjoying the day on Rehoboth Beach.
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Delaware: Rehoboth Beach

- National rank: #29
- Good for retirees grade: A+
- Population: 1,388

North of Ocean City, Delaware, Rehoboth Beach offers a for residents to enjoy along the Atlantic coast. Through Reach Out Rehoboth, the city makes an effort to listen to and continually improve, including finding solutions for traffic and upgrading stormwater drains.

View of morning sun shining on Jensen Beach.
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Florida: Rio

- National rank: #1
- Good for retirees grade: A+
- Population: 1,265

Rio's relatively small scale may attract retirees who want to make the popular jump to Florida but also avoid the hustle and bustle of the larger cities. Most businesses in the town north of Palm Beach, Florida, , and with a population of only 1,265, residents won't have to struggle for space at

A pond in Avondale Estates.
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Georgia: Avondale Estates

- National rank: #130
- Good for retirees grade: A+
- Population: 3,525

Avondale Estates was in Georgia, and it's not hard to see why. Besides peaceful greenery and its close proximity to Atlanta, the quiet town has its own art district and community of artists.

Maluaka beach at sunset.
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Jiri Soural // Shutterstock

Hawai'i: Wailea

- National rank: #2,823
- Good for retirees grade: A-
- Population: 6,571

Retirees in the resort community of Wailea can truly relax in luxury, as retirement destination boasts upscale restaurants, world-class hotels, and beaches. The Wailea Beach Path winds along the coast, connecting attractions in the area and showcasing ocean views—the route might even inspire some sailing, snorkelling, or scuba diving. It's also a 30-minute drive to the for interisland and overseas connections.

Canola flower fields in Grangeville.
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Idaho: Grangeville

- National rank: #1,307
- Good for retirees grade: A
- Population: 3,443

Grangeville is a laid-back, spread-out community that is ideal for retirees wanting a quieter lifestyle. Homes in the area , crime rates are low, and the community is tight-knit.

Summer landscape at Chicago Botanic Garden.
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Illinois: Lake Forest

- National rank: #150
- Good for retirees grade: A+
- Population: 19,190

Residents of Lake Forest have convenience and high-quality amenities at their fingertips, making it ideal for retirees—, since the town has a higher-end housing market offset by . Location-wise, Lake Forest offers waterside views overlooking the Lake Michigan shoreline, and Chicago is within an hour's drive. The is also working to ensure access and preservation of the area's natural landscapes for generations to come.

Sunset with dramatic clouds over Michigan City East Pierhead Lighthouse.
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Indiana: Long Beach

- National rank: #425
- Good for retirees grade: A+
- Population: 1,201

The quaint town of Long Beach features a lengthy stretch of Lake Michigan shoreline in a mostly landlocked state. The town was originally established as a summer vacation destination, but has since become a year-round residence with easy access to the Indiana Dunes National Seashore, Chicago, and Michigan City. Like many other retiree havens, Long Beach offers great options for golfers and nature lovers, such as the Friendship Botanic Gardens; it also features numerous noteworthy homes designed by the .

Scenic view of rural Iowa.
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Iowa: Humboldt

- National rank: #402
- Good for retirees grade: A+
- Population: 4,761

Humboldt takes pride in making sure community members feel welcome, no matter what age. The town, located in central Iowa, has a , offering fitness classes, communal meetups, and special events.

Canadian geese in suburban lake in springtime
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Kansas: Leawood

- National rank: #164
- Good for retirees grade: A+
- Population: 33,844

Nine in ten residents in Leawood , creating a stable environment for retirees. The town is also known for being family-friendly, offering opportunities for health and fitness, and having excellent safety ratings. It's also the state's top suburb to live in, especially for seniors, with a in the area.

Couple walking on lawn in summer.
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Kentucky: Windy Hills

- National rank: #14
- Good for retirees grade: A+
- Population: 2,188

Located a short distance from Louisville, Windy Hills is a city with a wealth of historic homes and public places offering easy access to nature. Moreover, in the Windy Hills area support members of the suburb's older population.

A Great Egret at the Bluebonnet Swamp Nature Center.
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Louisiana: Oak Hills Place

- National rank: #227
- Good for retirees grade: A+
- Population: 8,380

Oak Hills Place has plenty of green space for residents to enjoy while still remaining close to Baton Rouge's urban hub. Roughly 25% of the town's residents are 65 and older, and locals can benefit from having several parks within 10 minutes or less.

A high-angle view of a harbor full of docket boats in Camden, Maine.
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Maine: Camden

- National rank: #245
- Good for retirees grade: A+
- Population: 5,243

Camden has a large retiree population (38% of the town's residents are 65 and older), and the resources they need to live comfortably. Residents of this popular vacation spot can enjoy Camden's perks year-round, including nearby mountains, the Atlantic coastline, and an abundance of shops, restaurants, galleries, and museums.

Aerial view of suburban community in summer.
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Maryland: Chevy Chase

- National rank: #52
- Good for retirees grade: A+
- Population: 9,484

For retirees wanting to stay active, the highly walkable Chevy Chase suburb offers many opportunities within the area. Its expansive natural areas are ideal for pedestrians and horseback riders. Chevy Chase has similar benefits to nearby Washington D.C., including cherry blossom trees, a nature sanctuary, high-end stores, and .

Cod fish weathervane in Chatham.
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Massachusetts: West Chatham

- National rank: #85
- Good for retirees grade: A+
- Population: 1,337

West Chatham is a popular vacation spot, meaning that retirees can enjoy it year-round. Located along the Cape Cod peninsula, it is , creating a secluded, rural feel.

Senior woman and man smiling as they disembark from a canoe on a river.
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Michigan: Village of Grosse Pointe Shores

- National rank: #128
- Good for retirees grade: A+
- Population: 2,589

Grosse Pointe Shores, just north of Detroit, is perhaps best known for its . The town offers support to older citizens at a center that provides fitness classes, games, and community events.

Mendota bridge spanning river valley.
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Minnesota: Mendota Heights

- National rank: #1,031
- Good for retirees grade: A
- Population: 11,644

Mendota Heights is close to Minneapolis and St. Paul while maintaining a small-town, peaceful atmosphere. For older citizens, the town's Parks and Recreation department , ensuring life stays engaging.

Shops line Washington Avenue in Ocean Springs.
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Carmen K. Sisson // Shutterstock

Mississippi: Ocean Springs

- National rank: #595
- Good for retirees grade: A
- Population: 18,561

In addition to earning the Niche ranking for the best place to retire in Mississippi, Ocean Springs has also been named the by USA Today. Maybe the town's appeal lies in the tranquility of the surrounding water and marshland views, or in its thriving, historic downtown. Or perhaps retirees are drawn to the , offered throughout Mississippi.

Happy senior couple reading and looking at a laptop while sitting on a porch.
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Missouri: Oakland

- National rank: #41
- Good for retirees grade: A+
- Population: 1,619

Oakland provides plenty of opportunities for residents to , including three parks within city limits and a bike trail. With a this area near St. Louis is relatively affordable and has a

Whitefish Mountain Resort viewed from the shores of Whitefish Lake.
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Montana: Whitefish

- National rank: #2,276
- Good for retirees grade: A-
- Population: 8,422

Retirees with an adventurous spirit will be right at home in Whitefish, a resort town that lies on the edge of Glacier National Park in the Rocky Mountains. The town is well-suited for those who enjoy outdoor activities like mountain biking, hiking, fishing, and skiing, though homes can be on the pricey side. According to Realtor.com, houses sell for a median cost of $800,000.

Gravel touring bike on Steamboat Trace Trail.
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Nebraska: Auburn

- National rank: #776
- Good for retirees grade: A
- Population: 3,468

The town of Auburn has multiple options . But for retirees who want to venture out more, the bustling Kansas City, Omaha, and Lincoln metro areas aren't far. Auburn itself has a disc golf course, a variety of boutique shops, and outdoor recreation along Duck Creek.

A high-angle view of fall colors on the Kingsbury Grade.
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Nevada: Kingsbury

- National rank: #133
- Good for retirees grade: A+
- Population: 2,165

Perched above Lake Tahoe in the heart of the Sierra Nevada mountains, Kingsbury is within reach of all of the area's best tourism sites, without the high prices and crowds. Nearby is North America's largest concentration of ski resorts, including Heavenly Ski Resort, as well as lake activities, beaches, and casinos.

Farm in rural New Hampshire.
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New Hampshire: Bethlehem

- National rank: #481
- Good for retirees grade: A
- Population: 2,523

Bethlehem's motto is "," and retirees who value outdoor adventure and strong community values might want to "just be" there. Though the village is nestled in the White Mountains—just off the Appalachian Trail—the closest regional hospital is only 10 miles away. Bethlehem is ideal for those who want a quiet life, but year-round local events make community connection easy.

Aerial view of Watchung and surrounding.
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FotosForTheFuture // Shutterstock

New Jersey: Mountainside

- National rank: #83
- Good for retirees grade: A+
- Population: 6,967

Retirees in Mountainside can enjoy a suburban lifestyle surrounded by nature. Seniors are well-supported, with a who links residents to special services such as transportation, meal delivery, or participation in the Mountainside Active Retirees group. The area offers , which include assisted and senior living as well as memory care.

A vista of trees, mountains, and hills.
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New Mexico: Sandia Heights

- National rank: #419
- Good for retirees grade: A+
- Population: 3,083

With a and an average high temperature of 88 degrees Fahrenheit, Sandia Heights is the perfect locale to bask in the sun. The nearby is the longest in the Americas and offers spectacular views of the Sandia Mountains, where residents can also enjoy biking, hiking, and other outdoor recreation.

Long Island Gold Coast Summer Scene.
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New York: Lake Success

- National rank: #6
- Good for retirees grade: A+
- Population: 2,817

This Long Island spot enjoys a reasonable cost of living, especially considering it is only a stone's throw from downtown New York City. Lakes cover , providing a peaceful, rural haven where residents can spot fish and fowl. No fishing or boating is allowed, further maintaining the quiet atmosphere.

Waterfront homes by marina in summer.
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North Carolina: St. James

- National rank: #27
- Good for retirees grade: A+
- Population: 6,901

St. James , where residents can enjoy kayaking, a marina, walking and biking trails, and pickleball. The city has a resort-like feel and boasts a large pavilion and amphitheater, the setting for several community events.

Couple hiking on rural trail.
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North Dakota: Valley City

- National rank: #2,758
- Good for retirees grade: A-
- Population: 6,554

Valley City hugs the Sheyenne River and is home to the walkable Highline Bridge, one of the country's highest and longest single-track railroad bridges. The Valley City area has activities for the grandkids, like a waterpark and planetarium, and a brewery and wineries for the older folks. North Dakota is also by Seniorly.

Couple walking in park.
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Studio Romantic // Shutterstock

Ohio: The Village of Indian Hill

- National rank: #251
- Good for retirees grade: A+
- Population: 6,048

Indian Hill's residents have created a within the town's 20 square miles while still remaining close enough to participate in Cincinnati's urban life. The village includes 75 miles of bridle trails for horseback riding and the , where residents can catch a glimpse of local wildlife.

Business district on Grand Avenue in Enid.
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Roberto Galan // Shutterstock

Oklahoma: North Enid

- National rank: #499
- Good for retirees grade: A
- Population: 1,167

Retirees looking to save money might want to consider Oklahoma, which a June 2025 study from Visual Capitalist ranked as the second-best , with an annual living cost of just $60,000. The area also offers a nursing facility with a good reputation for skilled nursing care, memory care, and rehabilitation. North Enid is also known by residents to have a family-oriented, .

Beach grasses along the Pacific coast in northern Oregon.
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Oregon: Gearhart

- National rank: #788
- Good for retirees grade: A
- Population: 1,959

The small town of Gearhart sits among the dunes near the Pacific Ocean. Seniors who want to stay active have several options: golfing, hiking, and an estuary for birdwatching, not to mention several seafood restaurants. The state of Oregon offers a variety of services for aging populations, including a program for older people who seek independent living but aren't qualified for long-term care benefits through Medicaid.

Scenic view from Hawk Mountain Sanctuary in Berks County.
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Pennsylvania: Orwigsburg

- National rank: #189
- Good for retirees grade: A+
- Population: 3,004

Orwigsburg offers a quiet, welcoming, and safe place to live. The area is well-connected by interstate highways, and within city limits, Orwigsburg has a variety of and senior services. The town is also home to Geisinger St. Luke's Hospital, an acute-care facility that holds a primary stroke center accreditation.

Beavertail State Park aerial view in summer.
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Wangkun Jia // Shutterstock

Rhode Island: Jamestown

- National rank: #578
- Good for retirees grade: A
- Population: 5,545

Located almost entirely on Conanicut Island, the upscale community of Jamestown boasts scenic surroundings with views over Narragansett Bay. Boaters and scuba divers would be at home in Jamestown, and easy access to Providence and Boston connects this small community to city activities and more robust health care. Jamestown's include a senior center and support for housing, transportation, and .

Lighthouse and boats on Hilton Head Island.
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South Carolina: Hilton Head Island

- National rank: #90
- Good for retirees grade: A+
- Population: 37,805

Hilton Head Island is a truly luxurious place to retire. It features 12 miles of beach, iconic golf courses, tennis courts, and an arts center complete with a local symphony. Hilton Head is also home to endangered sea turtles that nest by the ocean, and the weather ranges from 42 to 89 degrees year-round. The housing market is expensive, but the state of South Carolina does not tax Social Security benefits and only partially taxes retirement income.

Mature couple with packpacks looking at sunset.
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Zoran Pucarevic // Shutterstock

South Dakota: Milbank

- National rank: #733
- Good for retirees grade: A
- Population: 3,513

Milbank, located in eastern South Dakota, is perfect for those seeking a quiet, simple life post-retirement. With such a small population, the community tends to be tight-knit. There are a where residents can take part in community clubs and activities, including pickleball, basketball, walking, baseball, and much more.

The 12-Pound Napoleon Cannon at Lookout Mountain.
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Randy Runtsch // Shutterstock

Tennessee: Lookout Mountain

- National rank: #144
- Good for retirees grade: A+
- Population: 2,112

Lookout Mountain's namesake provides a wealth of natural beauty and activities for local residents, including , the tallest underground waterfall in the country. Just a few miles away from the big-city amenities of Chattanooga, Tennessee, there are also a variety of hiking routes and biking trails.

Sunrise over Clear Lake and Galveston Bay.
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Airwave Dynamics // Shutterstock

Texas: Taylor Lake Village

- National rank: #44
- Good for retirees grade: A+
- Population: 3,678

Near Houston and Galveston Bay, Taylor Lake Village residents pride themselves on their , perhaps because . The town has a , and residents can also connect with one another in Taylor Lake Village's many parks and restaurants. Retirees can also keep expenses low, since Texas doesn't charge a state income tax.

The entrance to the Tuacahn Amphitheatre with people walking in and out.
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Kit Leong // Shutterstock

Utah: Ivins

- National rank: #1,197
- Good for retirees grade: A
- Population: 9,524

It's hard to beat Ivins's natural beauty. The town is surrounded by the picturesque Red Mountain wilderness and is close to Zion National Park. The town maintains a strong sense of community pride, with two annual Heritage Days celebrating Ivins' history and close-knit relationships between residents.

Sun rising over the Green mountains from Shelburne Farms.
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vermontalm // Shutterstock

Vermont: Shelburne

- National rank: #1,679
- Good for retirees grade: A
- Population: 7,807

On the shores of Lake Champlain sits the tranquil town of Shelburne, known for its welcoming community and plentiful outdoor recreation. Shelburne offers all the necessary amenities, including pharmacies and a well-stocked grocery store, along with restaurants and cafes. The town is also home to one of the in the country and the 1,400-acre Shelburne Farms estate and open-air museum.

Hands of an elderly woman planting a young plant into the soil.
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PhotoJuli86 // Shutterstock

Virginia: Rockwood

- National rank: #109
- Good for retirees grade: A+
- Population: 8,834

With warm summers, mild winters, and generally low snowfall, Rockwood is a temperate place to live. Activities can continue year-round without getting weathered out. The town is surrounded by the Appalachian Mountains, providing endless opportunities for hiking, fishing, camping, biking, and other outdoor activities.

Senior couple walking and holding hands outdoors.
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Washington: Clyde Hill

- National rank: #370
- Good for retirees grade: A+
- Population: 3,104

Clyde Hill boasts an enviable position: of Lake Washington, Mount Rainier, the Olympic Mountains, the Cascade Mountains, and the Seattle skyline, all at once. The town is , providing urban amenities without sacrificing some truly breathtaking rural sights.

Lake Summersville overlook on sunny day.
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Jim Vallee // Shutterstock

West Virginia: Summersville

- National rank: #199
- Good for retirees grade: A+
- Population: 3,397

Summersville contains West Virginia's , with 60 miles of shoreline available for swimming, paddleboarding, boating, fishing, and much more. The town is only 22 miles from the famed , providing even more opportunity for residents to whet their outdoor appetites along one of the oldest rivers in North America.

Boat launch on Genesee Lake in Waukesha County.
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Jennifer Tepp // Shutterstock

Wisconsin: Elm Grove

- National rank: #209
- Good for retirees grade: A+
- Population: 6,428

Elm Grove, located just west of Milwaukee, has a variety of to continually ensure the town is comfortable, clean, and entertaining for its residents, 22% of whom are 65 and older. These projects include reopening Underwood Creek and building new, modern apartments at Caroline Heights.

The Bighorn River going through Hot Springs State Park in Thermopolis.
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melissamn // Shutterstock

Wyoming: Thermopolis

- National rank: #365
- Good for retirees grade: A+
- Population: 2,716

Thermopolis almost sounds like more of a vacation destination than a hometown. This Wyoming town has a natural , , and a , all at residents' fingertips.

Story editing by Cu Fleshman.

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