Best small town for retirees in every state
Best small town for retirees in every state
Many Americans who have bid farewell to the workforce or who are thinking about it are turning to places that offer affordability, a strong economy, quality health care options, less traffic, and overall, more comfort.
A 2025 analysis of Census Bureau data by HireAHelper found that more than upon retirement in 2024. Just over 32% of those retirees moved across state lines, roughly double the rate of the typical American mover. Massachusetts and Florida got the lion's share of retiree relocations. However, the report doesn't specify exactly where in these states they headed. It's safe to assume that at least a few settled in like Sebring, Florida.
With home prices soaring across the country—and many retirees not having enough savings to —small towns can appeal to those who want a slower pace of life and a lower cost of living.
To help prospective retirees, Âé¶¹Ô´´ referenced , released in March 2025, to list 50 small towns that offer the best retirement. The focus was on towns with a population of less than 40,000. The national rank included for each place includes all places, not just places under 40,000.
Whether you're looking to relocate or just curious to see if your city of residence is mentioned, read on to see which American small towns are the best retirement spots.
Alabama: Indian Springs Village
- National rank: #191
- Good for retirees grade: A+
- Population: 2,637
South of Birmingham, Alabama, Indian Springs Village that is particularly calm and peaceful for retirees. From Oak Mountain State Park to the local garden club, it's clear that town officials' efforts to protect Indian Springs Village from commercialization and maintain a are working.
Alaska: Soldotna
- National rank: #6,405
- Good for retirees grade: B
- Population: 4,448
In Soldotna, Alaska, retirees will hardly feel out of place: are over the age of 65. Additionally, the town's means there's a wealth of outdoor activities to keep residents busy.
Arizona: Desert Hills
- National rank: #42
- Good for retirees grade: A+
- Population: 2,910
In Desert Hills, residents don't have to choose mountains over water. The quaint town is nestled in the foothills of three mountain ranges and close to Lake Havasu, a man-made reservoir known for RV recreation and water sports. It's also rated as in Arizona.
Arkansas: Lake Hamilton
- National rank: #284
- Good for retirees grade: A+
- Population: 1,912
Lake Hamilton is a vibrant place for active retirees who enjoy lakeside living and amenities. It's home to an active fishery and all the seafood restaurants that accompany it, while also being near theme parks for grandchildren's visits. The community also offers .
California: Del Monte Forest
- National rank: #66
- Good for retirees grade: A+
- Population: 3,576
Despite its rural feel, Del Monte Forest has many options for entertainment, from the famous Pebble Beach Golf Links to restaurants and parks. Located minutes from the city of Monterey, this coastal area is a habitat for numerous rare and endangered plants and animals and a short drive to a nationally recognized . The bulk of the .
Colorado: Columbine Valley
- National rank: #512
- Good for retirees grade: A
- Population: 2,084
Columbine Valley was voted the in Colorado, perhaps because of its balance of rural and urban amenities. The town is close to Denver but still enjoys a complete with views of nearby mountains.
Connecticut: Mystic
- National rank: #210
- Good for retirees grade: A+
- Population: 4,441
Mystic, located along Connecticut's southern coastline between Boston and New York City, is practically overflowing with history, art, and entertainment to keep residents occupied. It has retained much of its , and much of its culture pays homage to its origins as a seaport, including museums, art festivals, and historic landmarks.
Delaware: Rehoboth Beach
- National rank: #29
- Good for retirees grade: A+
- Population: 1,388
North of Ocean City, Delaware, Rehoboth Beach offers a for residents to enjoy along the Atlantic coast. Through Reach Out Rehoboth, the city makes an effort to listen to and continually improve, including finding solutions for traffic and upgrading stormwater drains.
Florida: Rio
- National rank: #1
- Good for retirees grade: A+
- Population: 1,265
Rio's relatively small scale may attract retirees who want to make the popular jump to Florida but also avoid the hustle and bustle of the larger cities. Most businesses in the town north of Palm Beach, Florida, , and with a population of only 1,265, residents won't have to struggle for space at
Georgia: Avondale Estates
- National rank: #130
- Good for retirees grade: A+
- Population: 3,525
Avondale Estates was in Georgia, and it's not hard to see why. Besides peaceful greenery and its close proximity to Atlanta, the quiet town has its own art district and community of artists.
Hawai'i: Wailea
- National rank: #2,823
- Good for retirees grade: A-
- Population: 6,571
Retirees in the resort community of Wailea can truly relax in luxury, as retirement destination boasts upscale restaurants, world-class hotels, and beaches. The Wailea Beach Path winds along the coast, connecting attractions in the area and showcasing ocean views—the route might even inspire some sailing, snorkelling, or scuba diving. It's also a 30-minute drive to the for interisland and overseas connections.
Idaho: Grangeville
- National rank: #1,307
- Good for retirees grade: A
- Population: 3,443
Grangeville is a laid-back, spread-out community that is ideal for retirees wanting a quieter lifestyle. Homes in the area , crime rates are low, and the community is tight-knit.
Illinois: Lake Forest
- National rank: #150
- Good for retirees grade: A+
- Population: 19,190
Residents of Lake Forest have convenience and high-quality amenities at their fingertips, making it ideal for retirees—, since the town has a higher-end housing market offset by . Location-wise, Lake Forest offers waterside views overlooking the Lake Michigan shoreline, and Chicago is within an hour's drive. The is also working to ensure access and preservation of the area's natural landscapes for generations to come.
Indiana: Long Beach
- National rank: #425
- Good for retirees grade: A+
- Population: 1,201
The quaint town of Long Beach features a lengthy stretch of Lake Michigan shoreline in a mostly landlocked state. The town was originally established as a summer vacation destination, but has since become a year-round residence with easy access to the Indiana Dunes National Seashore, Chicago, and Michigan City. Like many other retiree havens, Long Beach offers great options for golfers and nature lovers, such as the Friendship Botanic Gardens; it also features numerous noteworthy homes designed by the .
Iowa: Humboldt
- National rank: #402
- Good for retirees grade: A+
- Population: 4,761
Humboldt takes pride in making sure community members feel welcome, no matter what age. The town, located in central Iowa, has a , offering fitness classes, communal meetups, and special events.
Kansas: Leawood
- National rank: #164
- Good for retirees grade: A+
- Population: 33,844
Nine in ten residents in Leawood , creating a stable environment for retirees. The town is also known for being family-friendly, offering opportunities for health and fitness, and having excellent safety ratings. It's also the state's top suburb to live in, especially for seniors, with a in the area.
Kentucky: Windy Hills
- National rank: #14
- Good for retirees grade: A+
- Population: 2,188
Located a short distance from Louisville, Windy Hills is a city with a wealth of historic homes and public places offering easy access to nature. Moreover, in the Windy Hills area support members of the suburb's older population.
Louisiana: Oak Hills Place
- National rank: #227
- Good for retirees grade: A+
- Population: 8,380
Oak Hills Place has plenty of green space for residents to enjoy while still remaining close to Baton Rouge's urban hub. Roughly 25% of the town's residents are 65 and older, and locals can benefit from having several parks within 10 minutes or less.
Maine: Camden
- National rank: #245
- Good for retirees grade: A+
- Population: 5,243
Camden has a large retiree population (38% of the town's residents are 65 and older), and the resources they need to live comfortably. Residents of this popular vacation spot can enjoy Camden's perks year-round, including nearby mountains, the Atlantic coastline, and an abundance of shops, restaurants, galleries, and museums.
Maryland: Chevy Chase
- National rank: #52
- Good for retirees grade: A+
- Population: 9,484
For retirees wanting to stay active, the highly walkable Chevy Chase suburb offers many opportunities within the area. Its expansive natural areas are ideal for pedestrians and horseback riders. Chevy Chase has similar benefits to nearby Washington D.C., including cherry blossom trees, a nature sanctuary, high-end stores, and .
Massachusetts: West Chatham
- National rank: #85
- Good for retirees grade: A+
- Population: 1,337
West Chatham is a popular vacation spot, meaning that retirees can enjoy it year-round. Located along the Cape Cod peninsula, it is , creating a secluded, rural feel.
Michigan: Village of Grosse Pointe Shores
- National rank: #128
- Good for retirees grade: A+
- Population: 2,589
Grosse Pointe Shores, just north of Detroit, is perhaps best known for its . The town offers support to older citizens at a center that provides fitness classes, games, and community events.
Minnesota: Mendota Heights
- National rank: #1,031
- Good for retirees grade: A
- Population: 11,644
Mendota Heights is close to Minneapolis and St. Paul while maintaining a small-town, peaceful atmosphere. For older citizens, the town's Parks and Recreation department , ensuring life stays engaging.
Mississippi: Ocean Springs
- National rank: #595
- Good for retirees grade: A
- Population: 18,561
In addition to earning the Niche ranking for the best place to retire in Mississippi, Ocean Springs has also been named the by USA Today. Maybe the town's appeal lies in the tranquility of the surrounding water and marshland views, or in its thriving, historic downtown. Or perhaps retirees are drawn to the , offered throughout Mississippi.
Missouri: Oakland
- National rank: #41
- Good for retirees grade: A+
- Population: 1,619
Oakland provides plenty of opportunities for residents to , including three parks within city limits and a bike trail. With a this area near St. Louis is relatively affordable and has a
Montana: Whitefish
- National rank: #2,276
- Good for retirees grade: A-
- Population: 8,422
Retirees with an adventurous spirit will be right at home in Whitefish, a resort town that lies on the edge of Glacier National Park in the Rocky Mountains. The town is well-suited for those who enjoy outdoor activities like mountain biking, hiking, fishing, and skiing, though homes can be on the pricey side. According to Realtor.com, houses sell for a median cost of $800,000.
Nebraska: Auburn
- National rank: #776
- Good for retirees grade: A
- Population: 3,468
The town of Auburn has multiple options . But for retirees who want to venture out more, the bustling Kansas City, Omaha, and Lincoln metro areas aren't far. Auburn itself has a disc golf course, a variety of boutique shops, and outdoor recreation along Duck Creek.
Nevada: Kingsbury
- National rank: #133
- Good for retirees grade: A+
- Population: 2,165
Perched above Lake Tahoe in the heart of the Sierra Nevada mountains, Kingsbury is within reach of all of the area's best tourism sites, without the high prices and crowds. Nearby is North America's largest concentration of ski resorts, including Heavenly Ski Resort, as well as lake activities, beaches, and casinos.
New Hampshire: Bethlehem
- National rank: #481
- Good for retirees grade: A
- Population: 2,523
Bethlehem's motto is "," and retirees who value outdoor adventure and strong community values might want to "just be" there. Though the village is nestled in the White Mountains—just off the Appalachian Trail—the closest regional hospital is only 10 miles away. Bethlehem is ideal for those who want a quiet life, but year-round local events make community connection easy.
New Jersey: Mountainside
- National rank: #83
- Good for retirees grade: A+
- Population: 6,967
Retirees in Mountainside can enjoy a suburban lifestyle surrounded by nature. Seniors are well-supported, with a who links residents to special services such as transportation, meal delivery, or participation in the Mountainside Active Retirees group. The area offers , which include assisted and senior living as well as memory care.
New Mexico: Sandia Heights
- National rank: #419
- Good for retirees grade: A+
- Population: 3,083
With a and an average high temperature of 88 degrees Fahrenheit, Sandia Heights is the perfect locale to bask in the sun. The nearby is the longest in the Americas and offers spectacular views of the Sandia Mountains, where residents can also enjoy biking, hiking, and other outdoor recreation.
New York: Lake Success
- National rank: #6
- Good for retirees grade: A+
- Population: 2,817
This Long Island spot enjoys a reasonable cost of living, especially considering it is only a stone's throw from downtown New York City. Lakes cover , providing a peaceful, rural haven where residents can spot fish and fowl. No fishing or boating is allowed, further maintaining the quiet atmosphere.
North Carolina: St. James
- National rank: #27
- Good for retirees grade: A+
- Population: 6,901
St. James , where residents can enjoy kayaking, a marina, walking and biking trails, and pickleball. The city has a resort-like feel and boasts a large pavilion and amphitheater, the setting for several community events.
North Dakota: Valley City
- National rank: #2,758
- Good for retirees grade: A-
- Population: 6,554
Valley City hugs the Sheyenne River and is home to the walkable Highline Bridge, one of the country's highest and longest single-track railroad bridges. The Valley City area has activities for the grandkids, like a waterpark and planetarium, and a brewery and wineries for the older folks. North Dakota is also by Seniorly.
Ohio: The Village of Indian Hill
- National rank: #251
- Good for retirees grade: A+
- Population: 6,048
Indian Hill's residents have created a within the town's 20 square miles while still remaining close enough to participate in Cincinnati's urban life. The village includes 75 miles of bridle trails for horseback riding and the , where residents can catch a glimpse of local wildlife.
Oklahoma: North Enid
- National rank: #499
- Good for retirees grade: A
- Population: 1,167
Retirees looking to save money might want to consider Oklahoma, which a June 2025 study from Visual Capitalist ranked as the second-best , with an annual living cost of just $60,000. The area also offers a nursing facility with a good reputation for skilled nursing care, memory care, and rehabilitation. North Enid is also known by residents to have a family-oriented, .
Oregon: Gearhart
- National rank: #788
- Good for retirees grade: A
- Population: 1,959
The small town of Gearhart sits among the dunes near the Pacific Ocean. Seniors who want to stay active have several options: golfing, hiking, and an estuary for birdwatching, not to mention several seafood restaurants. The state of Oregon offers a variety of services for aging populations, including a program for older people who seek independent living but aren't qualified for long-term care benefits through Medicaid.
Pennsylvania: Orwigsburg
- National rank: #189
- Good for retirees grade: A+
- Population: 3,004
Orwigsburg offers a quiet, welcoming, and safe place to live. The area is well-connected by interstate highways, and within city limits, Orwigsburg has a variety of and senior services. The town is also home to Geisinger St. Luke's Hospital, an acute-care facility that holds a primary stroke center accreditation.
Rhode Island: Jamestown
- National rank: #578
- Good for retirees grade: A
- Population: 5,545
Located almost entirely on Conanicut Island, the upscale community of Jamestown boasts scenic surroundings with views over Narragansett Bay. Boaters and scuba divers would be at home in Jamestown, and easy access to Providence and Boston connects this small community to city activities and more robust health care. Jamestown's include a senior center and support for housing, transportation, and .
South Carolina: Hilton Head Island
- National rank: #90
- Good for retirees grade: A+
- Population: 37,805
Hilton Head Island is a truly luxurious place to retire. It features 12 miles of beach, iconic golf courses, tennis courts, and an arts center complete with a local symphony. Hilton Head is also home to endangered sea turtles that nest by the ocean, and the weather ranges from 42 to 89 degrees year-round. The housing market is expensive, but the state of South Carolina does not tax Social Security benefits and only partially taxes retirement income.
South Dakota: Milbank
- National rank: #733
- Good for retirees grade: A
- Population: 3,513
Milbank, located in eastern South Dakota, is perfect for those seeking a quiet, simple life post-retirement. With such a small population, the community tends to be tight-knit. There are a where residents can take part in community clubs and activities, including pickleball, basketball, walking, baseball, and much more.
Tennessee: Lookout Mountain
- National rank: #144
- Good for retirees grade: A+
- Population: 2,112
Lookout Mountain's namesake provides a wealth of natural beauty and activities for local residents, including , the tallest underground waterfall in the country. Just a few miles away from the big-city amenities of Chattanooga, Tennessee, there are also a variety of hiking routes and biking trails.
Texas: Taylor Lake Village
- National rank: #44
- Good for retirees grade: A+
- Population: 3,678
Near Houston and Galveston Bay, Taylor Lake Village residents pride themselves on their , perhaps because . The town has a , and residents can also connect with one another in Taylor Lake Village's many parks and restaurants. Retirees can also keep expenses low, since Texas doesn't charge a state income tax.
Utah: Ivins
- National rank: #1,197
- Good for retirees grade: A
- Population: 9,524
It's hard to beat Ivins's natural beauty. The town is surrounded by the picturesque Red Mountain wilderness and is close to Zion National Park. The town maintains a strong sense of community pride, with two annual Heritage Days celebrating Ivins' history and close-knit relationships between residents.
Vermont: Shelburne
- National rank: #1,679
- Good for retirees grade: A
- Population: 7,807
On the shores of Lake Champlain sits the tranquil town of Shelburne, known for its welcoming community and plentiful outdoor recreation. Shelburne offers all the necessary amenities, including pharmacies and a well-stocked grocery store, along with restaurants and cafes. The town is also home to one of the in the country and the 1,400-acre Shelburne Farms estate and open-air museum.
Virginia: Rockwood
- National rank: #109
- Good for retirees grade: A+
- Population: 8,834
With warm summers, mild winters, and generally low snowfall, Rockwood is a temperate place to live. Activities can continue year-round without getting weathered out. The town is surrounded by the Appalachian Mountains, providing endless opportunities for hiking, fishing, camping, biking, and other outdoor activities.
Washington: Clyde Hill
- National rank: #370
- Good for retirees grade: A+
- Population: 3,104
Clyde Hill boasts an enviable position: of Lake Washington, Mount Rainier, the Olympic Mountains, the Cascade Mountains, and the Seattle skyline, all at once. The town is , providing urban amenities without sacrificing some truly breathtaking rural sights.
West Virginia: Summersville
- National rank: #199
- Good for retirees grade: A+
- Population: 3,397
Summersville contains West Virginia's , with 60 miles of shoreline available for swimming, paddleboarding, boating, fishing, and much more. The town is only 22 miles from the famed , providing even more opportunity for residents to whet their outdoor appetites along one of the oldest rivers in North America.
Wisconsin: Elm Grove
- National rank: #209
- Good for retirees grade: A+
- Population: 6,428
Elm Grove, located just west of Milwaukee, has a variety of to continually ensure the town is comfortable, clean, and entertaining for its residents, 22% of whom are 65 and older. These projects include reopening Underwood Creek and building new, modern apartments at Caroline Heights.
Wyoming: Thermopolis
- National rank: #365
- Good for retirees grade: A+
- Population: 2,716
Thermopolis almost sounds like more of a vacation destination than a hometown. This Wyoming town has a natural , , and a , all at residents' fingertips.
Story editing by Cu Fleshman.